ESG Bonds - 2016 Ernst & Young LLP Conditions of Access

Limited Assurance Report on Lloyds Bank plc’s ESG Bonds Annual Investor Report as at 31 December 2016

You have requested to access a copy of Lloyds Bank plc’s ESG Bonds Annual Investor Report as at 31 December 2016, as prepared by Ernst & Young LLP, on Lloyds Bank plc’s instructions (‘the Report’).

The Report was prepared solely for the use of Lloyds Bank plc and addressed issues specific to them.  Accordingly, we may not have addressed issues of relevance to you.  Further, the Report was concluded on 28 February 2017, and we have not undertaken any further work since that time.  Material events may therefore have occurred which will not be reflected in the Report. 

Whilst we are prepared to share a copy of the Report with you, it is only on the basis that you acknowledge and agree that:

1.    Ernst & Young LLP (including its partners, employees, agents, subcontractors and employees of its wholly owned company, Ernst & Young Services Limited) accepts no responsibility and shall have no liability in contract, tort or otherwise to you or any other third party in relation to the contents of the Report;

2.    any use you make of the Report is entirely at your own risk;

3.    you agree not to disclose all or any part of the Report to any other person, by any means, or refer to us or any member of the global network of Ernst & Young firms in connection with the Report; and,

4.    these terms and conditions shall be governed by and construed in accordance with English law and any dispute regarding these terms shall be subject to the exclusive jurisdiction of the English courts.

Please note that these terms and conditions have been prepared by Ernst & Young LLP, and Lloyds Bank plc are not a party to them.

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