Our lending philosophy

At Lloyds we believe in going further to help our customers, and Britain, prosper. 

• It’s why we’re launching ‘Lloyds Funding for Lending’. It’s a new scheme which uses the Government’s Funding for Lending scheme, which will include discounted lending for small and medium sized businesses, providing finance where businesses need it most.
• And this commitment extends our existing lending support which has delivered lending growth of 4% year on year in a market which is declining.
• It’s why we’re increasing lending to the manufacturing industry by a further £1bn before September 2013.
• And it’s why we’re committed to providing simple, clear, competitive lending that allows our customers to create the best conditions for success.

That’s why we’re going further to help our customers, and ultimately Britain, prosper.

If you would like to find out more about:

Business loans please visit:
Lloyds Wholesale Banking and Markets for businesses with a turnover of over £15 million.

Lloyds TSB Business Banking  for businesses with a turnover of up to £15 million. 

Lloyds TSB Commercial Manufacturing Loans 

Bank of Scotland Business Banking

Personal loans visit:
For Halifax customers

For Bank of Scotland customers

For Lloyds TSB customers  

And if you‘d like to talk to us about our mortgage products visit:
Lloyds TSB

Halifax

Bank of Scotland

Cheltenham and Gloucester

All lending is subject to a satisfactory credit assessment. The Lloyds Banking Group includes a number of companies using brands including Lloyds Bank, Lloyds TSB, Halifax and Bank of Scotland, and their associated companies. Lloyds Banking Group Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. 095000. Lloyds TSB Bank plc, Lloyds TSB Scotland plc and Bank of Scotland plc (members of Lloyds Banking Group), are authorised and regulated by the Financial Services Authority. Licensed under the Consumer Credit Act 1974. We subscribe to The LendingCode, which covers customers, micro-enterprises that employ fewer than 10 persons and have a turnover or annual balance sheet that does not exceed €2 million, and charities with an annual income of less than £1 million. Copies of the Code can be obtained from www.lendingstandardsboard.org.uk.