At Lloyds Banking Group we’re committed to lending more where it matters to help our customers, and Britain, prosper.
As the largest lending banking group in the Funding for Lending Scheme, we’re helping drive the economy by supporting businesses and households in our communities. In fact, as of 31 March 2013, our total lending to UK households and businesses reported under the scheme was more than £436 billion. And since September 2012, we’ve committed over £18 billion of new lending to British customers through the Funding for Lending Scheme.
Our lending to British small businesses over the last 12 months has grown by 4% net, in a market that has declined by the same amount. And we’re proud that we have approved 80% of all small business loan and overdraft applications since April 2012.
As Britain’s biggest mortgage lender, we already help 1 in 4 first-time buyers and have pledged to lend them over £6.5 billion in 2013.
We believe our commitment to lending is leading the way to a more prosperous Britain. And it’s why we’re committed to providing simple, clear, competitive lending that allows our customers to create the best conditions for success.
Funding for Lending logo
If you would like to find out more about:
Business loans please visit:
Lloyds Bank Commercial Banking for businesses with a turnover of over £15 million.
Lloyds TSB Business Banking for businesses with a turnover of up to £15 million.
Lloyds TSB Commercial Manufacturing Loans
Bank of Scotland Business Banking
Personal loans visit:
For Halifax customers
For Bank of Scotland customers
For Lloyds TSB customers
And if you‘d like to talk to us about our mortgage products visit:
Lloyds TSB
All lending is subject to a satisfactory credit assessment. The Lloyds Banking Group includes a number of companies using brands including Lloyds Bank, Lloyds TSB, Halifax and Bank of Scotland, and their associated companies. Lloyds Banking Group Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. 095000. Lloyds TSB Bank plc, Lloyds TSB Scotland plc and Bank of Scotland plc (members of Lloyds Banking Group), are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Licensed under the Consumer Credit Act 1974 under registration numbers 0004685 and 0198797 respectively. We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk. Lloyds Banking Group lending figures shown are correct as at 31 March 2013. “Largest lending banking group in the Funding for Lending Scheme” claim is based on the Bank of England’s Funding for Lending Scheme usage and lending data report as at 31 March 2013.
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Lloyds TSB Bank plc, Lloyds TSB Scotland plc and Bank of Scotland plc (members of Lloyds Banking Group), are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register/home.do. Lloyds TSB Bank plc, Lloyds TSB Scotland plc and Bank of Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.