Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited customers
Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited banking services will not change. Your account details and account features will stay the same and you can continue to use Internet Banking as you do today. There are no changes to your terms and conditions.
Lloyds Bank International Limited and Lloyds Bank Gibraltar Limited will become subsidiaries of Lloyds Bank Corporate Markets plc*. We plan to make this change during July 2018 and will update these pages with the final date nearer the time.
Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited will still be managed by their own boards of directors.
We are updating our branding to reflect this change so you’ll start to see Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited feature as part of our logo on letters and brochures.
If you are a Lloyds Bank International Limited customer and have a Sterling debit card, we’ll send you a new one between July and October 2018.
Your deposits will be protected as they are today
We will continue to be regulated in the same way and any eligible deposits will be protected as they are today.
You can find more on our Depositor Compensation Schemes page.
Be extra vigilant about fraud
Although the majority of our customers will see no changes, other banks will be making changes related to ring-fencing. During this period of change in UK banking, you should be extra vigilant about fraud.
Don’t assume that letters, phone calls, emails and text messages are genuine even if the person knows information about you.
Don’t feel pressured into making a decision or acting quickly. A genuine bank or organisation won’t mind waiting if you want time to think.
If you receive instructions about a change in bank details from companies you make regular payments to, you should contact them on a number you normally use to check these are genuine.
Lloyds Banking Group banks will never call you and ask you to:
- Share any Online Banking, Internet Banking account details like username, user ID, password and memorable information.
- Tell us your Personal Security Number (PSN) or other password for Telephone Banking.
- Tell us any PIN codes, expiry date, CVV number (the last 3 digits of the security code on the back of any card you may hold).
- Move money to a so-called secure, safe, holding or savings account.
- Move your money or ask you to transfer funds to a new sort code and account number that we provide.
If you have accounts with other banks
If you have accounts with other banks, they will tell you if your accounts are affected by the changes they are making. If you have any questions you should contact the relevant bank directly.
*Lloyds Bank Corporate Markets plc is the business name for Lloyds Banking Group’s new Non-Ring-Fenced Bank. Lloyds Bank Corporate Markets plc was authorised with restrictions on 25 July 2017, and is now included on the Financial Services Register (Reference number: 763256). Until the restrictions are removed by the Prudential Regulation Authority (PRA), Lloyds Bank Corporate Markets plc is limited in its ability to undertake or have migrated to it any regulated financial services activities.