Lloyds Banking Group announces appointments to Group Executive Committee


23 August 2022

  • Jayne Opperman appointed as CEO, Consumer Relationships.
  • John Winter appointed as CEO, Corporate & Institutional Banking.
  • Laura Needham appointed as Chief Internal Auditor.


Lloyds Banking Group has added to its executive team with the appointment of three senior leaders.

Jayne Opperman is appointed to lead the Consumer Relationships business unit which is part of the Retail Banking Division. The other business unit for this Division is Consumer Lending, led by Jas Singh.

John Winter is appointed to lead the Corporate & Institutional Banking business unit which is part of the Commercial Banking Division. The other business unit for this Division Business & Commercial Banking, led by Elyn Corfield.

All four appointments remain subject to regulatory approval.

As CEO, Consumer Relationships, Jayne will lead the business unit that is responsible for the Group’s relationship with retail customers through branches and online. Jayne has more than 25 years’ experience at a range of financial institutions including Barclays where she was, most recently, COO for the consumer bank specialising in customer channels, technology and using data as a tool to support colleagues and increase personalisation for customers. Previously, she was at Citi as head of Consumer Technology for APAC and EMEA. Prior to these roles she worked in Australia for Westpac and ANZ following eight years’ experience at Lloyds Banking Group in Retail Banking. Jayne will join the Group by the end of this year.

As CEO for Corporate & Institutional Banking, John will lead the business unit which supports corporates with turnover above £100 million, and supports financial institutions. John has more than 37 years’ experience in corporate and investment banking, as well as in retail banking, having worked at several leading financial institutions since 1985. John was most recently at MUFG, where he was Regional Executive and CEO for EMEA with responsibility for all of its Global Markets, Corporate and Investment Banking businesses. He spent 15 years at Barclays, latterly as CEO for Corporate Banking and previously as head of its European investment banking business. John will join the Group on 1 September.

David Oldfield, currently CEO, Commercial Banking, will support the transition to John’s leadership of Corporate & Institutional Banking, and will also continue in his role as Interim Group Chief Operating Officer.

As previously announced, Laura Needham has been appointed as Chief Internal Auditor from 7 September 2022 and brings extensive experience as a banking partner at PwC where she has worked in New York, Sydney and London on international assignments over for the last 22 years.

The appointments come after the Group moved to a new internal structure on 1 July 2022.

Charlie Nunn, Group Chief Executive, Lloyds Banking Group: “I am absolutely delighted that Jayne, John and Laura are joining us. We have a strong leadership team to execute the Group’s long-term strategy. All three of the new joiners bring deep experience of banking and their success in transforming and growing franchises at other leading financial institutions will benefit us and our clients and I look forward to welcoming them.”