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Bank of Scotland and PayPoint super-charge customer choice for cash deposits

 

Bank of Scotland is the first major UK bank to launch a mobile app feature which allows cash to be paid in at over 3,000 convenient locations across Scotland, using a simple barcode.

Bank of Scotland
Published on: 19 August 2025
2 min read
  •  New app feature gives customers a new secure way to pay in cash at over 3,000 PayPoint locations in Scotland, using new ‘barcode cash deposit’ 
  • The feature gives customers a simple and convenient way to pay in up to £300 a day in notes and coins
  • Money shows in account within minutes 
  • 98.4% of people in Scotland live within one mile of a PayPoint location and customers can find their nearest in the Bank of Scotland app or on the PayPoint website
  • Bank of Scotland customers can also continue use any branch of Bank of Scotland, Lloyds or Halifax for their everyday banking, or pay in cash at local Post Offices 



Available from 26th August, customers can go into the ‘Everyday’ area in their app, to generate a barcode.  This can then be scanned at over 3,000 PayPoint locations across Scotland, with over 94% of PayPoint sites open seven days a week.  

Customers will be able to pay in up to £300 per day in notes and coins, up to a maximum of £600 a month, with the barcode valid for two hours. 

How do PayPoint locations work?

With 98.4% of people in Scotland living within a mile of a PayPoint store, they provide a simple and convenient way to take care of many everyday errands. From returning or collecting parcels, to paying bills, buying gift cards or topping up a mobile phone, PayPoint makes it easy to get things done in one place, across a wide range of locations nationwide. 

Customers can find their nearest PayPoint location using the Bank of Scotland app or on the PayPoint website. 

What other options do Bank of Scotland customers have for paying in cash?

Customers can continue to:

  • Use branches of Bank of Scotland, Lloyds or Halifax and to pay in cash quickly and easily 
  • Visit a Banking Hub, available nationwide, which has counter services run by the Post Office.
  • Use Post Offices across Scotland to do their everyday banking, including paying in or withdrawing cash.  

 

 “We’re always looking for smart ways to make banking more flexible and give customers more choice. Our latest app feature now allows customers to pay in cash at their local PayPoint in just a few minutes – ideal if they are popping in for milk or dropping off a parcel. With this new innovation, no other UK bank offers as many ways to manage money as Bank of Scotland.” 

Gabby Collins, Payments Director at Bank of Scotland

“Our leading retail network provides a vast range of essential services at the heart of communities across the UK, for everything from banking, utility, parcel, cash and government services. The ability of Bank of Scotland customers to make cash deposits into their accounts at over 30,000 PayPoint locations will deliver more convenience and access for customers close to where they live.”

Nick Wiles, CEO, PayPoint

What can customers do on the Bank of Scotland app?

PayPoint barcode cash deposit is the latest payment feature to be introduced in the Bank of Scotland app. 

The app makes everyday banking on the go easy - customers can access a range of features including card controls, subscription management and checking credit health, with the app using the latest tech to keep customers and their money safe. 

Bank of Scotland app

  • Packed full of features making banking simple, fast and secure, including:
  • Manage payments: Keep track of spending by setting up notifications for every time a card is used to make a payment, when money is received and when a regular payment is coming up.  
  • Request money from friends and family: Request to pay is a fast way to request money back for shared purchases, such as restaurant bills. Easily share a secure link, or show a QR code from the app, without the need for sharing personal details. 
  • Subscription management: It’s easy to manage regular subscriptions – like TV streaming services or gym memberships using the app tool to view, cancel or block subscription payments.
  • Credit score checker: Check a credit score, get alerted when it changes and access tips to make improvements.
  • Pay in cheques: Simply take a picture and the app reads all the cheque details, with money usually available the next working day.
  • Card management: Card misplaced? No problem – use the app to view card details and report cards lost, damaged or stolen.
  • Limit spending: Take more control over spending by setting personalised contactless card payment limits, in £5 increments, or freezing certain types of payments, including gambling.
  • In one place: View all accounts and products including bank accounts, savings and investments, credit cards, mortgages and insurance products - or easily apply for something new. 
  • Everyday offers: Take advantage of Everyday Offers, providing cashback when shopping using a debit or credit card at select retailers.
  • Save the Change®:  Save money when using a debit card by choosing to round the spend to the nearest pound and transferring the change to a nominated savings account.
  • Benefit finder: Find support that you may be entitled to, such as Council Tax discounts, Universal Credit, home improvement grants and more. By answering some brief questions on our app, receive an estimate of any benefits they could be due, along with guidance on how to make a claim.

Bank of Scotland app is available on IOS and Android. 

 

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