Our purpose and strategy
Our purpose is Helping Britain Prosper.
"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."
Charlie Nunn, Group Chief Executive
£8.9bn
Net income
(+6% YoY)
£4.9bn
Operating costs
(+4% YoY)
£2.5bn
Statutory profit after tax
(+4% YoY)
3% / 2%
YTD loan / deposit growth
14.1%
Return on tangible equity
(+0.6pp YoY)
1.22p
Interim dividend per share
(+15% YoY)
24 July 2025 | Rohit Dhawan
Artificial Intelligence is no longer a futuristic concept; it’s a present-day catalyst for transformation. At Lloyds Banking Group, we’ve embraced this reality with purpose and ambition.
24 July 2025 | Video, 2 mins
Charlie Nunn, Group CEO, and Jayne Opperman, CEO, Consumer Lending, reflect on our progress halfway through 2025, and how our strategy is delivering for customers.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
Switch to digital communications
Dividend performance over time
Share price feeds and downloads for the London and New York Stock Exchanges.
The latest updates and opinions from across the Group.
18 July 2025 | Lloyds
Lloyds lowers its Ready-Made Investments (RMI) ongoing fund charge to 0.1% to become the leading provider on costs across the Ready-Made investment market.
7 July 2025 | Lloyds Banking Group
Lloyds Banking Group and Peabody have announced a £60 million loan agreement to fund the sustainable retrofit of thousands of social homes across London and the South East.
7 July 2025 | Kirsty Rutter & Ranil Boteju
With its ability to process vast datasets, identify patterns and make real-time decisions, AI is enabling fintechs to deliver smarter, faster and more personalised services than ever before.