2025 half year results downloads

2025 half year results highlights


"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."  

 
Charlie Nunn, Group Chief Executive

£8.9bn

Net income

(+6% YoY)

£4.9bn

Operating costs

(+4% YoY)

£2.5bn

Statutory profit after tax

(+4% YoY)

3% / 2%

YTD loan / deposit growth

14.1%

Return on tangible equity

(+0.6pp YoY)

1.22p

Interim dividend per share

(+15% YoY)

Delivering for customers and investors

How AI is transforming Lloyds Banking Group

24 July 2025 | Rohit Dhawan

Artificial Intelligence is no longer a futuristic concept; it’s a present-day catalyst for transformation. At Lloyds Banking Group, we’ve embraced this reality with purpose and ambition. 

Read Rohit's article

Delivering on our purpose and strategy in 2025

24 July 2025 | Video, 2 mins

Charlie Nunn, Group CEO, and Jayne Opperman, CEO, Consumer Lending, reflect on our progress halfway through 2025, and how our strategy is delivering for customers.

Watch the video

Key information for investors

 

Annual report and accounts 2024

Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.

Annual report highlights

Purpose and strategy

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee
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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

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News and insight


The latest updates and opinions from across the Group.

Ready-Made Investments the market leader on costs

18 July 2025 | Lloyds 

Lloyds lowers its Ready-Made Investments (RMI) ongoing fund charge to 0.1% to become the leading provider on costs across the Ready-Made investment market.

Read press release

Peabody partnership to retrofit thousands of social homes

7 July 2025 | Lloyds Banking Group

Lloyds Banking Group and Peabody have announced a £60 million loan agreement to fund the sustainable retrofit of thousands of social homes across London and the South East.

Read press release

The transformative power of AI in fintech

7 July 2025 | Kirsty Rutter & Ranil Boteju

With its ability to process vast datasets, identify patterns and make real-time decisions, AI is enabling fintechs to deliver smarter, faster and more personalised services than ever before.

Read the article