What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
Business confidence fell 12 points to 41% in September, the lowest level since April 2025, according to the Lloyds Business Barometer. This decline follows August’s reading of 53%, the second highest recorded this year, and buoyant results since May. While confidence remained well above the survey’s long term average of 30%, it was six points below the 12-month average of 47%.
Lloyds Banking Group and Visa have completed a live pilot exploring how stablecoin-based settlement could support faster, more transparent and flexible cross-border transactions - modernising the way money moves around the world.
More people are turning to social media for help with their money, but it is not always easy to know which information to trust. The new Finance Creator Network, co-founded by established finance content creators, and backed by Lloyds Banking Group and Compare the Market, aims to make reliable, easy-to-understand financial education easier to find online.
Lloyds Banking Group is a leading UK-based financial services group. We provide a wide range of banking and financial services, focused primarily on retail and commercial customers.
Find out more about the structure of the Group, our Directors and governance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.