Regional development

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 95% of Scottish businesses have a clear view of their biggest opportunities for growth. 
• Albyn Housing Society was supported by a £10 million funding package from Bank of Scotland to deliver new affordable homes across the Highlands. 

Over £2.5 billion of new finance can be available to businesses across Scotland in 2026, helping them grow, invest and create new jobs.

This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026 .

Businesses look to invest and grow in 2026

New research from Bank of Scotland’s Business Barometer reveals Scottish businesses identified their top target areas for growth as introducing new technology such as AI, automation or digitalisation (51%), investing in their team such as training (35%) and entering new markets (32%) in the next six months.

Martyn Kendrick, Scotland Director at Bank of Scotland Commercial Banking, said: “Bank of Scotland is proud to make £2.5 billion of new finance available to local firms in Scotland, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

This comes as Lloyds and CBI convene business leaders, policymakers and experts from across the financial services sector in Scotland to explore how to drive sustainable growth under the UK's Industrial Strategy.

Backing ambitious businesses across Scotland

Organisations across Scotland are already benefiting from Bank of Scotland’s support.

Albyn Housing Society, one of the largest housing associations in the Highlands, has received a £10 million funding package. The business has begun work on the first 125 homes as part of its mission to build 600 affordable homes over the next five years.

The development responds directly to Highland Council’s 2024 Housing Challenge, which calls for 24,000 new homes to be built across the region by the end of the decade.

Andrew Martin, Executive Director at Albyn Housing Society, said: “Albyn was established over 50 years ago to provide housing for workers at the Invergordon smelter. While the challenges have changed, our purpose hasn’t. We’re here to make sure people across the Highlands have access to good, affordable homes in the communities they live in.

“Our five-year plan is ambitious, and it reflects what local people have told us they need. Support from Bank of Scotland means we can start right away - putting plans into action and delivering the kinds of places people want to live.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 88% of Yorkshire & Humber businesses have a clear view of their biggest opportunities for growth.
• York-based Ryedale Group supported by Lloyds to launch fourth business.

Over £2.5 billion of new finance can be available to businesses across Yorkshire & Humber in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 88% of business have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and entering new markets as their leading growth drivers over the next six months.

Martyn Kendrick, Regional Director for Yorkshire, Scotland and North East at Lloyds, said: “Lloyds Banking Group is proud to make £2.5 billion of new finance available to local firms in Yorkshire, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across Yorkshire are already benefitting from Lloyds’ support. Ryedale Group, a York-based business founded as a printworks, recently launched We Play Padel Ltd as part of its diversification strategy. As the fourth business under its group umbrella, they introduced two new Padel courts at the Kirkbymoorside site.

James Buffoni, Managing Director at Ryedale Group Limited, said: “While specialist horticultural printing remains our core business, its seasonal nature makes it vital to explore new opportunities. That need became even clearer during the pandemic, when we realised we had to think beyond pivoting within print and instead look at entirely new ventures.

“Kirkbymoorside is nestled between Helmsley and Pickering – two well-known Yorkshire tourist spots – so we saw an opportunity to offer something that benefits local residents, especially younger people, while also drawing visitors from surrounding towns who might not otherwise have access to Padel facilities outside of major cities.”
 

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026. 
• 90% of businesses in East Midlands have a clear view of their biggest opportunities for growth. 
• Leicester-based Edge Retail secured £1.89 million from Lloyds to acquire and develop a new warehouse. 

Over £2 billion of new finance can be available to businesses across the East Midlands in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 90% of businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce and developing new products or services as their leading growth drivers over the next six months.

Dave Atkinson, Regional Director for the East Midlands at Lloyds, said: “Lloyds Banking Group is proud to make £2 billion of new finance available for local firms in the East Midlands, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across the East Midlands are already benefitting from Lloyds’ support. Leicester-based Edge Retail recently secured £1.89 million from Lloyds to acquire and develop a new energy-efficient warehouse that will enable the business to take on larger, more complex retail design projects supports the company's forecast of 20% growth over the next year.

Craig Wick, Director at Edge Retail, said: “We started Edge Retail because we wanted to take on the kind of creative, quality-focused projects that others would shy away from, and that same spirit still drives us today. The new warehouse gives us the flexibility to deliver more ambitious campaigns. Lloyds has been with us from the very beginning, and their support for this investment was crucial in helping us take the next step.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 87% of East of England businesses have a clear view of their biggest opportunities for growth.
• Caps Cases invests in new machinery for its Newmarket packaging facility with a £1.8m finance from Lloyds.

Over £3 billion of new finance can be available to businesses across the East of England in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 87% of East of England businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and entering new markets as their leading growth drivers over the next six months.

Kirsty Sadler, Regional Director for the East of England at Lloyds, said: “Lloyds Banking Group is proud to make £3 billion of new finance available for local firms in the East of England, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across the East of England are already benefitting from Lloyds’ support. Family-run manufacturer Caps Cases recently secured £1.8 million from Lloyds to invest in new machinery that boosted production from 5,000 to 15,000 boxes an hour and reduced carbon emissions by 10%.

Trevor Bissett, managing director at Caps Cases, said: “The e-commerce boom that we saw during the pandemic has showed no signs of slowing down. That’s why it’s important for us as a business to continue investing in our operations so we’re in a position to support brands with high-quality and well-designed packaging.

“As a manufacturing business, investing in new machinery benefits our business model and the clients we serve. We’re already seeing the benefits – by boosting our productivity and capacity, we’re able to offer shorter lead-times for our clients, and can see this is providing a strong foundation for us to continue to grow with our customers. We’re extremely grateful for the support Lloyds has provided us on this project.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 95% of London businesses have a clear view of their biggest opportunities for growth.
• Broadwick Group expands London cultural infrastructure with an eight-figure Lloyds finance package.

Over £8 billion of new finance can be available to businesses across London in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026 .

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 95% of London businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, entering new markets, and introducing new technology as their leading growth drivers over the next six months.

Kirsty Sadler, Regional Director for London, said: “Lloyds Banking Group is proud to make £8 billion of new finance available to local firms in London, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across London are already benefitting from Lloyds’ support. Broadwick Group recently used an eight-figure funding package from Lloyds to acquire Camm & Hooper and expand its portfolio with Banking Hall, OXO2 and 26 Leake Street. The company, which now operates venues across London, is upgrading East London's Troxy music hall to increase capacity.

Simon Tracey, Group CEO at Broadwick, said: “Broadwick was founded to connect people through remarkable spaces – from global music events to major brand launches and creative gatherings. As our portfolio continues to expand across the UK and US, we’re focused on building the next generation of hybrid destinations: places that inspire, perform, and endure.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 87% of North West businesses have a clear view of their biggest opportunities for growth.
• R Tindall Fabricators invest in advanced robotics with a £1.8m finance package from Lloyds.

Over £3.5 billion of new finance can be available to businesses across the North West in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 87% of North West businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and introducing new technology as their leading growth drivers over the next six months.

Jenny France, Area Director in the North West at Lloyds, said: “Lloyds Banking Group is proud to make £3.5 billon of new finance available for local firms in the North West, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across the North West are already benefitting from Lloyds’ support. Oldham-based fire protection equipment manufacturer, R Tindall Fabricators is investing in advanced robotics to automate its operations.
Founder Joe Yearn and co-owner Aaron Khan have used a £1.8m Capital Import Loan and Hire Purchase Facility from Lloyds to acquire three robots that will be integrated into R Tindall’s operations. These machines will be able to detect and correct defects and will automate their grooving, welding, milling and cutting processes – potentially doubling the business’ output.

Aaron Khan, strategic and operations director at R Tindall Fabricators, said: “We’re always looking for ways to make sure our operations remain at the cutting-edge of what’s available in our industry. So when we spotted the chance to further automate our operations, we knew it was one we couldn’t afford to miss. The team at Lloyds were a huge help in allowing us to achieve our ambitions. These new machines will not only ensure we can sustain our current plans but will give us the potential to build on them and further supercharge our growth down the line.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 88% of South East businesses have a clear view of their biggest opportunities for growth.
• Kent's Cocoba Chocolate grows from pop-up to international exporter supplying major retailers with Lloyds support.

Over £5 billion of new finance can be available to businesses across the South East in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 88% of South East businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and introducing new technology as their leading growth drivers over the next six months.

Amanda Dorel, Regional Director for the South East, said: “Lloyds Banking Group is making £5 billion of new finance available for local firms in the South East, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across the South East are already benefitting from Lloyds’ support. Cocoba Chocolate recently used a trade finance loan from Lloyds to purchase quality chocolate and fulfil growing orders from major retailers. Now exporting internationally, the company is working with Lloyds on asset financing to open drive internationally trading.

Darren Litton, CEO at Cocoba Chocolate, said: “We’re thrilled to be looking at the next stage of growth in line with our plans. Through our journey from a pop-up in Brent Cross to expanding our retail partnerships, we’ve laid a strong foundation for what’s to come. The financing from Lloyds plays a crucial role in supporting this next phase of our expansion.

With this additional support, we’re able not only to purchase the finest chocolate, but also pursue our broader ambition to bring Cocoba to retailers nationwide, and further into international markets. We look forward to sharing our love of chocolate with even more people and growing our relationship with the bank even further.”

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 83% of South West businesses have a clear view of their biggest opportunities for growth.
• Bristol Beer Factory doubles production capacity and creates new jobs with a £1.2m finance package from Lloyds.

Over £2.5 billion of new finance can be available to businesses across the South West in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026 .

Businesses look to invest and grow in 2026

New research from Lloyds Business Barometer reveals 83% of South West businesses have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and introducing new technology as their leading growth drivers over the next six months.

Amanda Dorel, Regional Director for the South West at Lloyds, said: “Lloyds Banking Group is proud to make £2.5 billion of new finance available for local firms in the South West, helping them grow their businesses, invest in innovation and create new jobs. Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across the South West are already benefitting from Lloyds’ support. Bristol Beer Factory recently used £1.2 million of financing from Lloyds to open a new brewing facility that has doubled production capacity and created new jobs.

Sam Burrows, Managing Director at Bristol Beer Factory, said: “This expansion is about more than just brewing more beer, we’ve also been able to make improvements across the board - benefitting our people, community and planet. We’re continuing towards our goal of being a leading brand in the city that is known for doing right by the community we operate in.

This new brewery means we can better respond to a positive trend in customer demand while also increasing our ability to deliver social value-driven projects like “Brewed to Give”. We’re excited to see what the future holds.”
 

• Forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing in the UK in 2026.
• 86% of businesses in Wales have a clear view of their biggest opportunities for growth.
• Swansea-based manufacturer, Viscose Closures, purchase new printing technology to boost production capacity with Lloyds support.

Over £1 billion of new finance can be available to businesses across Wales in 2026, helping them grow, invest and create new jobs. This forms part of Lloyds Banking Group’s plan to make over £35 billion of new finance available to companies operating and investing across the UK in 2026.

Businesses look to invest and grow in 2026

New research from Lloyds’ Business Barometer reveals 86% of business in Wales have a clear view of their biggest opportunities for growth. Businesses identified investing in their workforce, developing new products or services, and introducing new technology as their leading growth drivers over the next six months.

Nathan Morgan, Area Director for Wales at Lloyds, said: “Lloyds Banking Group is proud to make £1 billion of new finance available for local firms in Wales, helping them grow their businesses, invest in innovation and create new jobs.

Whether it’s supporting a small company taking its first step into exporting, or a larger firm scaling up to meet growing demand, we’re committed to helping businesses turn their potential into growth.”

Backing ambitious businesses across the region

Firms across Wales are already benefitting from Lloyds’ support. Swansea-based packaging manufacturer, Viscose Closures, recently secured a £400,000 finance package from Lloyds, to purchase new printing technology, in a bid to boost production capacity, while reducing its environmental impact.

The new equipment uses water-based inks and is expected to cut waste and energy use, while doubling production speed and reducing set-up waste by 87%.

Emma Blackmore, Managing Director at Viscose Closures, said: “Purchasing the new technology was a huge milestone in the company’s journey towards sustainable growth. It’s allowed us to expand our offering as a packaging manufacturer, whilst reducing our environmental impact and cutting utility costs.”