We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
 

2023 half year results

Charlie Nunn, Group Chief Executive, and William Chalmers, Chief Financial Officer, presented our 2023 half year results on Wednesday 26 July.

Announcement (PDF, 0.7MB)

Presentation (PDF, 1MB)

Excel download (XLS, 0.3MB)

Shareholder FAQs (PDF, 0.04MB)

Webcast recording

2023 half year results highlights


We delivered a robust financial performance in the first half of 2023, with strong net income and capital generation alongside resilient asset quality.


  

Q2 NIM in line with expectations

314bps

Q2 net interest margin

Asset quality remains resilient

29bps

Q2 asset quality ratio pre-economic update

Resilience, anticipated mix shift

£470bn

Total deposits

Costs in line

£2.2bn

Q2 operating costs

Group performing well

13.6%

Q2 return on tangible equity

Increasing shareholder returns

0.92p

Interim ordinary dividend

Our strategy


Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.
 

Our strategy: looking to 2023 and beyond

Video | 1 min

Hear from Charlie Nunn, Group Chief Executive, on how we're working to support a more inclusive and sustainable society.

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Annual report and accounts 2022


Our reporting is designed to enable better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.

Annual report highlights

 

Key information for investors

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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

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Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee

Environmental, social and governance

Strong ESG performance is core to delivering our purpose and strategy.

ESG at Lloyds Banking Group

News and insight


The latest updates and opinions from across the Group.

Pete Glancy
Head of Policy, Pensions & Investments
15 August 2023
5 min read

Could investing in the UK be a win-win for businesses and pension savers?

Following the launch of the Mansion House Compact, we explore the potential for the government and the pensions industry to work together for improved performance.

Read Pete's article
Andrew Asaam
Mortgage Director, Lloyds Banking Group
29 June 2023
3 min read

How we're supporting our customers with the increase in mortgage rates

We look at what’s causing the mortgage rate increases – and how we’re supporting our mortgage customers with rising costs.

Read Andrew's article