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2022 full year results
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2022 annual report
See the highlightsAnnual report and accounts 2022
Why invest in Lloyds Banking Group?
Our investment case
We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
2022 full year results
Charlie Nunn, Group Chief Executive, and William Chalmers, Chief Financial Officer, presented our 2022 full year results to analysts and institutional investors on Wednesday 22 February.
Results announcement (PDF, 1MB)
Results presentation (PDF, 1MB)
Excel download (PDF, 0.2MB)
Shareholder FAQs (PDF, 0.4MB)
Webcast recording
2022 full year results highlights
The Group has delivered a robust financial performance in 2022 with strong income growth, continued franchise strength and strong capital generation, enabling increased capital returns for shareholders.
£5.6bn
statutory profit after tax£5.6 billion statutory profit after tax for the year ended 31 December 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£18.0bn
net income£18.0 billion net income for the year ended 31 December 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£8.8bn
operating costsOperating costs of £8.8 billion for the year ended 31 December 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
13.5%
return on tangible equity13.5% return on tangible equity for the year ended 31 December 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
14.1%
CET1 ratio14.1% pro forma CET1 ratio, ahead of the Group’s ongoing target.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
2.40p
total dividend per share2.40 pence per share total ordinary dividend for the year ended 31 December 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
Our strategy
Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.
Our strategy: looking to 2023 and beyond
Video | 1 min
Hear from Charlie Nunn, Group Chief Executive, on how we're working to support a more inclusive and sustainable society.
Annual report and accounts 2022
Our reporting is designed to enable better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.
Annual report highlights
Key information for investors
Contact us
Who to contact for institutional and private investor information and queries.
Shareholder information
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Dividend performance over time
Share price
Share price feeds and downloads for the London and New York Stock Exchanges.
Group Executive Committee
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Environmental, social and governance
Strong ESG performance is core to delivering our purpose and strategy.
News and insight
The latest updates and opinions from across the Group.
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