We are the largest UK retail and commercial financial services provider, with 26 million customers and a leading digital presence.
 

2022 Q1 interim management statement highlights


A solid financial performance, with strong income growth and capital build, demonstrating the consistent strength of our business model.


  

£1.2bn

statutory profit after tax£1.2 billion statutory profit after tax for the three months ended 31 March 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£4.1bn

net income£4.1 billion net income for the three months ended 31 March 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£2.1bn

operating costsOperating costs of £2.1 billion for the three months ended 31 March 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£177m

net impairment charge£177 million net impairment charge for the three months ended 31 March 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

14.2%

CET1 ratio14.2% CET1 ratio, ahead of the Group’s ongoing target and providing significant loss absorbing capacity and capacity to lend to the real economy.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£451.8bn

loans and advances to customers£451.8 billion loans and advances to customers at 31 March 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

Our strategy


Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our new strategy to profitably deliver for all of our stakeholders.

Strategy highlights

 

Our next chapter: 2022 strategy update

Video | 3 mins

Hear from Charlie Nunn, Group Chief Executive and Carla Antunes da Silva, Group Strategy, Corporate Development and Investor Relations Director, on our ambitions and the next chapter of our strategy. 

Watch nowVideo opens in a new tab

Annual report and accounts 2021


Our reporting is designed to facilitate better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.

Annual report highlights

 

Key information for investors

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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

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Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee
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Environmental, social and governance

Strong ESG performance is core to delivering our purpose and strategy.

ESG at Lloyds Banking Group

News and insight


The latest updates and opinions from across the Group

Kirsty Rutter
Fintech Investment Director
25 April 2022
4 min read

What is fintech and why does it matter?

Kirsty Rutter, Fintech Investment Director at Lloyds Banking Group, explains how fintech is transforming financial services.

Read more
Maria Nazarova-Doyle
19 April 2022
4 min read

Taking ESG factors into account when deciding where to invest

Maria Nazarova-Doyle delves into how responsible investing can make a difference to our future finances – and to the future of the planet.

Read more