We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

Group strategy update: develop our Corporate & Institutional business

Watch the presentations from our event on 28 November. With John Winter, CEO, Corporate & Institutional Banking, and Carla Antunes da Silva, CEO, Lloyds Bank Corporate Markets. The event was introduced by Charlie Nunn, Group CEO.

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Presentation slides
Presentation transcript

2023 Q3 IMS highlights

We delivered a robust financial performance and strong capital generation in the first nine months of the year, driven by net income growth, cost discipline and resilient asset quality.


Q3 NIM in line with expectations


Q3 net interest margin

Asset quality remains resilient


Q3 asset quality ratio

Resilience, anticipated mix shift


Total deposits

Costs in line


Q3 operating costs

Group performing well


Q3 return on tangible equity

Capital strength


CET1 ratio

Our strategy

Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.

Our strategy

Video | 1 min

Hear from Charlie Nunn, Group Chief Executive, on how we're working to support a more inclusive and sustainable society.

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Annual report and accounts 2022

Our reporting is designed to enable better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.

Annual report highlights


Key information for investors


Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

View share price

Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee

Environmental, social and governance

Strong ESG performance is core to delivering our purpose and strategy.

ESG at Lloyds Banking Group

News and insight

The latest updates and opinions from across the Group.

David Cleary
Managing Director & Head of Housing
16 November 2023
3 min read

Tackling the skills shortage in the UK property sector

Find out how the skills shortage in the housing sector is affecting the number of genuinely affordable properties being built.

Read David's article Read David's article
Alison Nicholson
Workplace Savings, Scottish Widows
27 September 2023
4 min read

What can we do to reduce the disability pensions gap?

More than half (51%) of disabled people aren’t saving enough to afford an adequate lifestyle in retirement.

Read Alison's article Read Alison's article