We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

2023 Q1 interim management statement
William Chalmers, Chief Financial Officer, presented our 2023 Q1 interim management statement to analysts and institutional investors on 3 May.
Results announcement (PDF, 0.2MB)
Results presentation (PDF, 0.8MB)
Excel download (XLS, 0.1MB)
Shareholder FAQs (PDF, 0.1MB)
Webcast recording
2023 Q1 results highlights
The Group delivered a solid financial performance in the first quarter of the year, including strong income growth and capital generation.
£1.6bn
statutory profit after tax£1.6 billion statutory profit after tax for the 3 months ended 31 March 2023.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£4.7bn
net income£4.7 billion net income for the 3 months ended 31 March 2023.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£2.2bn
operating costsTotal costs of £2.2 billion for the 3 months ended 31 March 2023.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
19.1%
return on tangible equity19.1% return on tangible equity for the 3 months ended 31 March 2023.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
14.1%
CET1 ratio14.1% pro forma CET1 ratio, ahead of the Group’s ongoing target.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
96%
loan to deposit ratio96% loan to deposit ratio at 31 March 2023.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
Our strategy
Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.

Our strategy: looking to 2023 and beyond
Video | 1 min
Hear from Charlie Nunn, Group Chief Executive, on how we're working to support a more inclusive and sustainable society.
Annual report and accounts 2022
Our reporting is designed to enable better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.
Annual report highlights
Key information for investors

Contact us
Who to contact for institutional and private investor information and queries.
Shareholder information
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Dividend performance over time
Share price
Share price feeds and downloads for the London and New York Stock Exchanges.

Group Executive Committee
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Environmental, social and governance
Strong ESG performance is core to delivering our purpose and strategy.
News and insight
The latest updates and opinions from across the Group.

What are the new skills people will need for the future of work?
How implementing a learning culture is helping Lloyds Banking Group – and our customers - to build the workforce of the future.

Home is where the start is: let’s end homelessness with homes
We have joined forces with Crisis and Simon Community Northern Ireland, calling for one million more social homes to be built by 2033 with a focus on helping people who are most at risk of homelessness.
More news and insight
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