As the UK's largest digital bank and financial services group, we support and serve Britain's diverse communities and businesses.

 


2021 Q3 interim management statement key links

2021 Q3 interim management statement highlights



The Group has delivered continued business momentum and a solid financial performance during the first nine months of 2021, while continuing to Help Britain Recover.

 


  

£5.9bn

statutory profit before tax£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£11.6bn

net income£11.6 billion net income for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£6.1bn

total costsTotal costs of £6.1 billion for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£740m

net impairment credit£740 million net impairment credit for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

17.6%

return on tangible equity17.6% return on tangible equity for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

17.2%

CET1 ratio17.2% CET1 ratio, ahead of the Group’s ongoing target and providing significant loss absorbing capacity and capacity to lend to the real economy

£1.4 billion statutory profit for the year ended 31 December 2020.

Strategic Review 2021


Since 2011 we have significantly transformed our business for the benefit of our customers and other key stakeholders, while also positioning us well to succeed in a digital world.

We are not complacent, however, and recognise that we need to continually evolve in response to increasing customer and societal expectations, new technologies and a rapidly changing competitive environment. Most importantly, we also recognise that we have a critical role to play in Helping Britain Recover from the COVID-19 pandemic.

In our Strategic Review we outline our priorities for 2021 and beyond, and how they have both been shaped by and will be instrumental in Helping Britain Recover. 

Strategy highlights



Watch some of our Group Executive Committee members talk about our ambitions

Annual report and accounts 2020


The public health crisis caused by coronavirus has affected all of us and the society in which we live. Our priority is to Help Britain Recover in an effective, inclusive and sustainable way.

Annual report highlights

 

Key information for investors

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Shareholder information

Dividend performance over time

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Share price

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Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

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ESG information

Environmental, social and governance (ESG) issues are an integral part of our strategy at Lloyds Banking Group, and embedded in our day-to-day activity.

ESG information

News and insight


The latest updates and opinions from across the Group

Lloyds Banking Group
29 November 2021
4 min read

Women may need to save an extra £185,000 for retirement

With women potentially £185,000 worse off than men, Scottish Widows continues to call for change and raise awareness of the gender pensions gap.

Read more
Glenn Bemment
23 November 2021
6 min read

The top three challenges businesses face to get to net zero

Small and medium-sized businesses need urgent support to meet the demands of the climate crisis, or risk being left behind in the green economy.

Read more