2022 half year results
Key downloads2022 half year results downloads
2022 half year results
Update from Charlie
Why invest in Lloyds Banking Group?
Our investment caseWhy invest in Lloyds Banking Group?
Annual report and accounts for 2021
See the highlightsAnnual report and accounts 2021
We are the largest UK retail and commercial financial services provider, with 26 million customers and a leading digital presence.
2022 half year results
Charlie Nunn, Group Chief Executive, and William Chalmers, Chief Financial Officer, presented our 2022 half year results to analysts and institutional investors on Wednesday 27 July.
Webcast recording
Conference call replay
(code 1829588)
Results documents
News release (PDF, 1.5MB)
Results presentation (PDF, 1MB)
Excel download (XLS, 0.2MB)
Presentation transcript (PDF, 0.3MB)
Shareholder FAQs (PDF, 0.2MB)
2022 half year results highlights
Our strong financial performance demonstrates the resilience of our business model and customer franchise, enabling us to enhance guidance for 2022.
£2.8bn
statutory profit after tax£2.8 billion statutory profit after tax for the half year ended 30 June 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£8.5bn
net income£8.5 billion net income for the half year ended 30 June 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£4.2bn
operating costsOperating costs of £4.2 billion for the half year ended 30 June 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
£377m
net impairment charge£377 million net impairment charge for the half year ended 30 June 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
14.8%
pro forma CET1 ratio14.8% pro forma CET1 ratio, ahead of the Group’s ongoing target.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
0.80p
dividend per share0.80 pence per share interim ordinary dividend for the half year ended 30 June 2022.
£5.9 billion statutory profit before tax for the nine months ended 30 September 2021
£1.4 billion statutory profit for the year ended 31 December 2020.
Our strategy
Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.
Strategy highlights
Our next chapter: 2022 strategy update
Video | 3 mins
Hear from Charlie Nunn, Group Chief Executive and Carla Antunes da Silva, Group Strategy, Corporate Development and Investor Relations Director, on our ambitions and the next chapter of our strategy.
Annual report and accounts 2021
Our reporting is designed to facilitate better communication to a range of stakeholders. Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance and provides detail on our strategy.
Annual report highlights
Key information for investors
Contact us
Who to contact for institutional and private investor information and queries.
Shareholder information
Switch to digital communications
Dividend performance over time
Share price
Share price feeds and downloads for the London and New York Stock Exchanges.
Group Executive Committee
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Environmental, social and governance
Strong ESG performance is core to delivering our purpose and strategy.
News and insight
The latest updates and opinions from across the Group.
2022 half year results
Charlie Nunn, Group Chief Executive, reflects on the first six months of the year and how we’re shaping up for the rest of 2022 and beyond.
First time buyers deserve an attainable dream
Why the industry must find new ways to help people take their first steps on the property ladder, and what the Group is doing to help.
Discover more...
Popular topics that you might be interested in
Sustainability Diversity Coronavirus Supporting business Housing Pensions
Financial wellbeing Communities Fraud Mental health Digital skills Group news