Our purpose and strategy
Our purpose is Helping Britain Prosper.
Higher, more sustainable returns as we continue Helping Britain Prosper.
Lloyds Banking Group is a leading UK-focused financial services provider.
We have a number of distinct competitive strengths that collectively differentiate our proposition.
Read our annual report to read more about our business model.
Building on our strong foundations and distinct competitive strengths, our purpose of Helping Britain Prosper forms the basis of our strategy to profitably deliver for all of our stakeholders.
UK customer-focused digital leader and integrated financial services provider, capitalising on new opportunities, at scale.
Drive revenue growth and diversification.
Strengthen cost and capital efficiency.
Maximise the potential of people, technology and data.
Higher, more sustainable, returns and capital generation
The Group has a progressive and sustainable ordinary dividend policy whilst maintaining the flexibility to return further surplus capital through buybacks or special dividends.
"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."
Charlie Nunn, Group Chief Executive
£8.9bn
Net income
(+6% YoY)
£4.9bn
Operating costs
(+4% YoY)
£2.5bn
Statutory profit after tax
(+4% YoY)
3% / 2%
YTD loan / deposit growth
14.1%
Return on tangible equity
(+0.6pp YoY)
1.22p
Interim dividend per share
(+15% YoY)
We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.