The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Executive Director members

Charlie Nunn

Executive Director and Group Chief Executive


Charlie joined the Board in August 2021 when he was appointed Group Chief Executive.

Charlie's profile

William Chalmers

Executive Director and Chief Financial Officer


William joined the Board in August 2019 when he was appointed Chief Financial Officer.

William's profile

Other members and attendees

Carla Antunes Da Silva Group Strategy, Corporate Development and Investor Relations Director

Carla joined the Group in October 2015 and led the 2018 to 2020 Group Strategic Review and, prior to that, the work on the Bank of the Future.

Carla is responsible for supporting senior management with strategic decision making such as recommendations on mergers, acquisitions/disposals and corporate ventures, and also manages the Group’s relationships with shareholders, analysts and the wider investment community.

Prior to that Carla spent 18 years as an equity analyst leading the European Banks research team, with coverage of UK banks at Credit Suisse, JPMorgan and Deutsche Bank. Carla currently serves as a Non-Executive Director of Lloyds Bank Corporate Markets plc.

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Kate Cheetham Chief Legal Officer and Company Secretary

Kate became Group General Counsel (now Chief Legal Officer) in May 2015 and Company Secretary in July 2019.

Kate joined the Group in 2005 from Linklaters, where she was a corporate lawyer specialising in mergers and acquisitions transactions. Before her current role, Kate held a number of senior positions including Deputy Group General Counsel and General Counsel for Group Legal. Kate is a trustee of the Lloyds Bank Foundation for England and Wales.

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Elyn Corfield
Elyn Corfield CEO, Business & Commercial Banking

Elyn Corfield was appointed in July 2022 as CEO, Business & Commercial Banking, serving all micro, small and medium sized business customers as they grow and evolve, providing specialist sector propositions and supporting customer needs across all banking products. 

Prior to joining the Group in 2017 through the acquisition of MBNA, where Elyn was Chief Financial Officer, she held a number of finance leadership roles. Before her current role, Elyn was the Managing Director, Consumer Finance, responsible for the Group’s Consumer Credit Card, Commercial Credit Card, Unsecured Personal Loan, Motor Finance and Motor Leasing portfolios in the UK.

Elyn is a Fellow member of the Chartered Institute of Management Accountants, lives in the North West, acted as Lloyds Banking Group’s Ambassador for the North for three years to December 2021, and is a Trustee of the MBNA Foundation, a charitable trust. 

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Sharon Doherty
Sharon Doherty Chief People and Places Officer

Sharon Doherty is Lloyds Banking Group’s Chief People and Places Officer. She joined the team in June 2022, with the aim of helping our 60,000 plus people play their part in Helping Britain Prosper. 

Sharon is committed to creating a culture that attracts and inspires the most diverse, agile and committed talent to thrive and grow.

Before joining Lloyds Banking Group Sharon was Chief People and Places Officer at Finastra – a leading global fintech. 

Prior to this she was Vodafone’s Global HR Director, Technology where she drove their award-winning diversity and digital work programme.

Sharon’s career also spans people and leadership roles at Laing O’Rourke, BAA Heathrow’s Terminal 5, GE Capital, PwC, Kingfisher and Marks and Spencer. 

Sharon is a mother, author and champion of democracy, diversity, equity and inclusion across the world. 

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Russell Galley
Russell Galley CEO, Consumer Relationships (Interim)

Russell Galley is CEO, Consumer Relationships, the centre of the Group’s growth strategy to deepen our consumer relationships through personalised experience and outstanding customer service. These relationships are delivered through our core Banking and Savings products delivered through our channels, including around 1,500 branches, the UK’s biggest Digital Bank, telephony, operations teams and supported by our Group capability of our Chief Customer Office. 

Immediately prior to his current role Russell was Managing Director, Halifax Community Bank. Responsible for over 8,000 colleagues, 575 branches and 16 million customers, this was the part of the bank he joined over 30 years ago as a cashier in Barnsley. 

Prior to this Russell held a number of key leadership roles across the Group, including Chief Operating Officer for the Retail division and Managing Director of Global Wealth and Private Banking based in Geneva with operations in 24 counties. Earlier in his career, Russell led many of our product teams as Managing Director for Savings and Investments, Unsecured Lending as well as Mortgages.

Russell is a Non-Executive Director and Chair of the Audit Committee for Yorkshire Housing Association, the largest social housing organisation in Yorkshire, supporting the area Russell grew up in and still resides.

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Jo Harris CEO, Consumer Relationships (Interim) and CEO, Mass Affluent

Jo was appointed CEO, Mass Affluent and Interim Co-lead CEO for Consumer Relationships, with Russell Galley, in July 2022.

Jo joined Lloyds Banking Group in 2014 from RBS, where she worked in a number of different leadership roles. Since joining the Group, Jo has worked in a variety of roles including Managing Director for Business Banking, Group Customer Services, and most recently Managing Director of Lloyds Bank and Bank of Scotland Community Banks.

Jo has been a Trustee for the Lloyds Bank Foundation for England and Wales since 2017.

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Antonio Lorenzo CEO, Scottish Widows and CEO, Insurance, Pensions & Investments

Antonio joined the Group as head of the Wealth and International division and Group Corporate Development, leading the Group’s strategic review and subsequent programme of reducing non-core assets and exiting international locations.

From 2013, he assumed the role of Group Director, Consumer Finance and Group Corporate Development, leading the division’s growth strategy whilst completing the sale of TSB. At the end of 2015 he was appointed CEO, Scottish Widows and CEO, Insurance and during 2017 he also assumed responsibility for the Wealth division – which in 2022 changed to Pensions & Investments. Antonio is also Group Executive Sponsor for Emerging Talent.

Antonio joined the Group from Santander, where he had worked in a number of different leadership roles and jurisdictions since 1998. He was part of the management team that completed the take-over of Alliance & Leicester and Bradford & Bingley and was Chief Financial Officer of Santander UK. Before Santander, Antonio spent over nine years at Arthur Andersen.

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Laura Needham
Laura Needham Chief Internal Auditor

Laura joined Lloyds Banking Group in September 2022 as Chief Internal Auditor.

Before joining Lloyds Banking Group, Laura spent 22 years at PwC in a number of roles, predominantly in the UK, but also spent time in Sydney and New York. Laura’s expertise is in risk, governance and control and at PwC, Laura was both an external audit and internal audit partner working with most major banks in the UK.

In her career she has held several people leadership roles, including being the Head of People for the banking audit practice and the Firm gender balance network sponsor. Laura is passionate about talent development, diversity and inclusion and has led on cultural change programmes to improve employee engagement.

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David Oldfield CEO, Commercial Banking and Interim Group Chief Operating Officer

David was appointed as CEO for the Commercial Banking division in September 2017, responsible for supporting corporate clients from SMEs and Mid Corporates through to Large Corporates and Financial Institutions. More recently, David has taken on the additional role of interim Group Chief Operating Officer. 

David started his career with Lloyds Bank in 1984, on the graduate entrant programme, and has held a number of key leadership roles across all Divisions of the Group since that time. Immediately prior to his current role he was Group Director Retail and Consumer Finance, responsible for the Lloyds, Halifax, Bank of Scotland, Lex Autolease and Black Horse Brands including the retail branch networks, customer products and telephone banking, in addition to Retail Business Banking and UK Wealth businesses.

David is a Fellow of the Chartered Institute of Bankers. He is also Group Executive Sponsor for Disability.

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Janet Pope Chief of Staff and Group Director, Sustainable Business

Janet joined the Group in 2008 to run the Savings business. She was previously Chief Executive at Alliance Trust Savings, prior to which she was EVP Global Strategy at Visa International.

Janet spent 10 years at Standard Chartered Bank where she held a variety of roles including Retail Banking MD for Africa and non-executive directorships at Standard Chartered Bank Zimbabwe, Kenya, Zambia and Botswana.

Janet is Chair of the Charities Aid Foundation Bank and a Non-Executive Director of the Financial Services Culture Board. She is also the Group’s Executive Sponsor for Sexual Orientation and Gender Identity.

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Stephen Shelley Chief Risk Officer

Stephen was appointed Chief Risk Officer in September 2017. He joined the Group in May 2011 as Chief Credit Officer for Wholesale, Commercial and International. In October 2012 he became Risk Director, Commercial Banking Risk and was also a member of the Commercial Banking Management Group.

Prior to joining the Group, Stephen was Chief Risk Officer at Barclays Corporate and prior to that was Chief Credit Officer for the UK Retail and Corporate business in Barclays. In a 21-year career at Barclays, Stephen undertook a variety of roles in the front office and risk.

Stephen is also the Group’s Executive Sponsor for Gender Diversity and Equality.

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Jasjyot Singh
Jasjyot Singh OBE CEO, Consumer Lending

Jas is CEO, Consumer Lending, our centre of excellence for lending propositions, both for customers who bank with us directly and through intermediaries. 

Jas has worked at Lloyds Banking Group for 16 years and has held a number of roles across the Group’s Consumer and Small Business businesses. His previous experience was in consulting roles, based in the US and across Europe, with a range of corporate strategy and digital design consulting projects across multiple industry sectors.

Jas was awarded an OBE for his contribution to financial services during COVID-19. 

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Andrew Walton Chief Corporate Affairs Officer

Andrew joined the Group in September 2018, as Chief Corporate Affairs Officer, with responsibility for internal and external communications, reputation management and public affairs.

Prior to joining the Group, Andrew was Senior Managing Director and Global Head of Financial Services for the strategic communications segment of FTI Consulting.

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Nick Williams
Nick Williams Enterprise & Business Technology Director

Nick was appointed Group Director, Transformation in April 2021 (since changed to Enterprise and Business Technology Director) and is responsible for Group-wide Transformation and strategic change programmes across all our business areas and functions. Nick joined the Group in 2006 from Accenture, where he worked in their Financial Services Consulting Practice developing and executing strategic business and technology change working with renowned businesses such as RSA, Prudential, AXA, and Barclays.

During the course of his career, Nick has built extensive experience in leading digital and transformative change in complex organisations, across the public and private sectors. Nick is a Non-Executive Director of the Mersey Care NHS Trust.

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John Winter
John Winter CEO, Corporate & Institutional Banking

John joined Lloyds Banking Group in September 2022 as CEO, Corporate & Institutional Banking.

John has more than 37 years’ experience in corporate and investment banking, as well as in retail banking. He was most recently at MUFG, where he was Regional Executive and CEO for EMEA with responsibility for all of its Global Markets, Corporate and Investment Banking businesses. He spent 15 years at Barclays, latterly as CEO for Corporate Banking and previously as head of its European investment banking business.

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