Accountancy Graduate Apprenticeship - Edinburgh

Duration: 5 years 

Salary: £27,400 

Location: Edinburgh 

Start: September 2027

Qualifications: MAcc Accountancy with Edinburgh Napier University. You’ll also become a Chartered Accountant with the Association of Chartered Certified Accountants (ACCA).Shape the numbers. Break the mould 

At Lloyds Banking Group, Finance is less about adding things up and more about making things happen. Big things. 

It’s the engine room that powers us. It’s strategy. It’s insight. It’s action. And if you’re one of our Accountancy apprentices, you’re not just along for the ride. You’re driving. 

From the moment you join, you’re in the thick of it - shaping decisions, driving change and helping us deliver for millions of customers. 

See the big picture 

Think of this as your 5 year all‑access pass to the inner workings of the UK’s biggest bank. You’ll rotate through different teams - in Finance and beyond - to see every angle of how we run the show. 

You could be: 

• Keeping us on track in Core Finance with monthly reporting, budgeting and forecasting. 
• Spotting the fine print in Audit & Assurance so nothing slips through the cracks.
• Being our safety net in Risk & Governance. 
• Plotting the big moves in Strategic Business Management. 
• Steering the money in Taxation & Treasury. 
• Or breaking out of Finance entirely - working with other business areas, getting closer to customers and seeing how we Help Britain Prosper. 
• And you’ll collect stories, skills and lifelong friends along the way. 

Swap theory for action 

This isn’t “sit quietly and take notes” learning. This is “grab a seat at the table” learning. 

You'll be forecasting performance or producing key reports. Analysing risk, advising on investments, and solving complex problems alongside multi‑skilled teams of finance and tech experts. All while gaining a 360° view of how finance powers the Group. 

 You’ll master how to create, verify and review accurate, timely financial information. And grow your soft skills like collaboration, communication and influencing (the good kind). 

Plus, you’ll get your hands on the kind of tech that makes old‑school spreadsheets look like cave paintings - data analytics platforms, next‑gen reporting tools and more. 

And because we’re big on backing talent, you’ll have plenty of chances to show what you can do - and surprise even yourself - early on. 

Your future, fully funded 

We’ll cover the cost of your degree and pay you a salary while you learn, giving you the opportunity to earn a fully funded master’s degree in accountancy and become a Chartered Accountant. 

By the end, you won’t just understand Finance. You’ll have the skills, confidence and qualifications to take your career anywhere. Plus, a few extra letters after your name to show off.  

And because we know talent comes from everywhere, we welcome people from all backgrounds. Whatever your story, there’s a place for you here. 

Requirements 

What you’ll need 

• You’ll need to be at least 18 years old by the end of February 2028
• Nat 5 Maths & English at grades A-C (achieved)
• You’ll need a minimum of 96 UCAS points (these grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualifications)

If you’re unsure of your UCAS points, you can visit https://ucaspointcalculator.co.uk/ to check your total.

To be eligible for this Graduate Apprenticeship, you must also meet the Scottish Government’s funding eligibility criteria which includes: 

• Currently residing in Scotland
• Have lived in the UK for at least three years prior to the course start date  
• Not already hold a qualification at the same or higher level than the one being offered 

 Important information  

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to five years. 

Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.  

Locations  

This apprenticeship is based in Edinburgh, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period. 

If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations. 

About working for us 
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities,  

including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. 

Salary 

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area. 

We also offer a wide-ranging benefits package, which includes:  

• A generous pension contribution of up to 15% 
• An annual performance-related bonus 
• Share schemes including free shares 
• Benefits you can adapt to your lifestyle, such as discounted shopping 
• 22 days’ holiday, with bank holidays on top 
• A range of wellbeing initiatives and generous parental leave policies 

The closing date to apply for this opportunity is 26th January 2027 

Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you, please apply now and see where an apprenticeship with us can take you! 

If you have any queries regarding the recruitment process, please email lloydsbankinggroup@cappfinity.com and a member of our team will be happy to help.

What happens next? 
Submit your application → Complete the online assessments → If successful, attend the Assessment Centre in March → Receive your outcome.