Our purpose and strategy
Our purpose is Helping Britain Prosper.
"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."
Charlie Nunn, Group Chief Executive
£8.9bn
Net income
(+6% YoY)
£4.9bn
Operating costs
(+4% YoY)
£2.5bn
Statutory profit after tax
(+4% YoY)
3% / 2%
YTD loan / deposit growth
14.1%
Return on tangible equity
(+0.6pp YoY)
1.22p
Interim dividend per share
(+15% YoY)
29 August 2025 | Rohit Dhawan
Our responsible AI framework at Lloyds Banking Group ensures rigorous testing, human oversight and scenario planning to prevent harm, with real-world safeguards like escalation protocols for virtual assistants and fraud detection systems.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
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Dividend performance over time
Share price feeds and downloads for the London and New York Stock Exchanges.
The latest updates and opinions from across the Group.
15 Sept 2025 | Jasjyot Singh
Discover how Lloyds Banking Group is transforming mobile banking through innovation, AI-powered support and seamless digital experiences, empowering millions of users across the UK to manage their finances anytime, anywhere.
27 August 2025 | Lloyds Banking Group
Lloyds and Sovereign Network Group (SNG), one of the UK’s leading housing associations, have announced a £100 million loan agreement to fund the sustainable retrofit of thousands of social homes.
12 August 2025 | Lloyds Banking Group
This will include the Department for Transport, Driver and Vehicle Licensing Agency, HM Revenue & Customs and the Ministry of Housing, Communities and Local Government.