2025 half year results downloads

2025 half year results highlights


"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."  

 
Charlie Nunn, Group Chief Executive

£8.9bn

Net income

(+6% YoY)

£4.9bn

Operating costs

(+4% YoY)

£2.5bn

Statutory profit after tax

(+4% YoY)

3% / 2%

YTD loan / deposit growth

14.1%

Return on tangible equity

(+0.6pp YoY)

1.22p

Interim dividend per share

(+15% YoY)

Delivering for customers and investors

Responsible AI: building trust and value

29 August 2025 | Rohit Dhawan

Our responsible AI framework at Lloyds Banking Group ensures rigorous testing, human oversight and scenario planning to prevent harm, with real-world safeguards like escalation protocols for virtual assistants and fraud detection systems.

Read Rohit's article

Annual report and accounts 2024

Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.

Annual report highlights

Key information for investors

Purpose and strategy

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee
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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

View share price

News and insight


The latest updates and opinions from across the Group.

How tech continues to transform mobile banking

15 Sept 2025 | Jasjyot Singh 

Discover how Lloyds Banking Group is transforming mobile banking through innovation, AI-powered support and seamless digital experiences, empowering millions of users across the UK to manage their finances anytime, anywhere.

Read Jas's article

Lloyds partners with SNG on £100m loan to retrofit homes

27 August 2025 | Lloyds Banking Group

Lloyds and Sovereign Network Group (SNG), one of the UK’s leading housing associations, have announced a £100 million loan agreement to fund the sustainable retrofit of thousands of social homes. 

Read press release

Lloyds to provide banking services for government departments

12 August 2025 | Lloyds Banking Group

This will include the Department for Transport, Driver and Vehicle Licensing Agency, HM Revenue & Customs and the Ministry of Housing, Communities and Local Government.

Read press release