Lloyds Banking Group announces Halifax to rebrand to Lloyds

Lloyds Banking Group has today confirmed that the Halifax brand will change to Lloyds.

Existing Halifax customers will start to use the Lloyds app in the coming months and will see their accounts rebranded to Lloyds over time. As part of this change, the Halifax brand will stop opening new accounts .

Halifax branches will be rebranded to Lloyds – meaning that Lloyds will continue to offer one of the largest branch networks in the UK today.

There is no change to Bank of Scotland, which will continue to offer the same market leading experience and propositions, exclusively to customers in Scotland.

Halifax and Bank of Scotland have been part of Lloyds Banking Group since 2009. Since early 2025, customers of all brands have been able to manage their accounts across all Lloyds Banking Group branches and customers can already manage all their accounts in a single app or phone call. This means that thousands of Halifax customers already manage their accounts through the Lloyds app and colleagues in both Halifax and Lloyds branches already serve customers of both brands.

There are no changes to previously announced plans for branches, and there are no role reductions as part of today’s announcement. Throughout 2027, Halifax branches will either rebrand to Lloyds, or where there is another branch close by, customers will be served by an existing Lloyds branch in the same community.

Lloyds Banking Group is committed to its role in the town of Halifax, and the wider Yorkshire and Humber region. Lloyds recently made a £116 million investment its Trinity Road office in Halifax town centre, and the 3,000 colleagues based there will continue to play a key role in the Group’s future.

Key information for Halifax customers

• There’s nothing Halifax customers need to do today.
• Over the coming days and weeks, we will start to contact customers directly through trusted channels, including the Halifax app, online banking, email and by letter.
• Account numbers and sort codes will stay the same as they are now.
• There is no change to Financial Services Compensation Scheme protection. Anything customers have in existing Halifax accounts will continue to be separate to any balances in new Lloyds accounts.
• Their money is safe and remains exactly where it is – we will never ask customers to move money, transfer funds or share security details as part of this change. If anyone contacts a customer asking them to do this, it is a scam.
• Customers will get the same service they’re used to, and everything will feel familiar. The Lloyds app is the same as the Halifax app, with a few added extras, and the same branch and call centre colleagues will continue to support customers.
• In the coming weeks, we’ll start to invite Halifax customers to move across to the Lloyds app and online banking.
• Once customers are managing Halifax accounts through Lloyds, they’ll have access to Lloyds products for renewals, upgrades or downgrades, without having to change sort code or account number.
• Halifax mortgages will continue to be available through intermediaries until 2027, when Halifax Intermediaries will rebrand to Lloyds Intermediaries.

New leading propositions

Following the changes, Halifax customers will join Lloyds customers in enjoying seamless access to new leading propositions including:

• Club Lloyds; an account that gives customers more including interest on credit balances, no debit card fees abroad and great perks.
• Lloyds Premier; a premium current account with a range of lifestyle benefits including cashback, BUPA GP service, no debit card fees abroad and exclusive offers.
• The Lloyds app; with new additional features including an AI financial coach and more options for customers to personalise experiences.
• Lloyds Rewards, which provides a wider range of rewards and loyalty offers.

Download the press release