Our purpose at Lloyds Banking Group is to Help Britain Prosper.

Latest news and insight

How can we fix the UK’s cladding crisis?

25 January 2023 | Andrew Asaam

Housing

The UK’s cladding scandal has limited parts of the housing market. We’ve taken positive steps to get the mortgage market on cladded flats moving again.

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What’s next for fintech in 2023?

19 January 2023 | Kirsty Rutter

Digital skills

Find out what Kirsty Rutter, the Group Strategic Investment Director thinks will be the top fintech trends in 2023, and what organisations should prioritise.

Read Kirsty's articleOpens in same tab
 

The impact of women in tech

11 January 2023 | Karen Rossi and Sarah Harland 

Digital skills

The importance of women in tech roles cannot be understated. For starters, gender diversity means better quality of thinking and greater ideas to boot. This, in turn, drives innovation and growth. Many organisations are making steady progress in attracting new female tech talent – and there’s still some way to go.

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2022 Q3 results highlights


Robust financial results with strong observed asset quality and continued business momentum while significant investment is underway, supporting growth strategy.


  

£4.0bn

statutory profit after tax£4.0 billion statutory profit after tax for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£13.0bn

net income£13.0 billion net income for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£6.4bn

operating costsOperating costs of £6.4 billion for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£1.0bn

net impairment charge£1.0 billion net impairment charge for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

12.9%

return on tangible equity12.9% return on tangible equity for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

15.0%

CET1 ratio15.0% CET1 ratio, ahead of the Board’s ongoing target.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

Our Group 


We are the largest UK retail and commercial financial services provider, with 26 million customers and a leading digital presence.
 

Our next chapter: 2022 strategy update

Video | 3 mins

Hear from Charlie Nunn, Group Chief Executive and Carla Antunes da Silva, Group Strategy, Corporate Development and Investor Relations Director, on our ambitions and the next chapter of our strategy. 

Watch now

Our heritage

For over 320 years, through our unique family of brands, we have supported Britain through the good times and the bad.

Our heritageClick the link to visit heritage page

Our future

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

Our strategyClick the link to visit the strategy page

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.

Our brands

 

With more than 320 years of heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

Join the conversation

 

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