Supporting the UK housing market
We aspire to contribute to a UK in which all households have access to affordable, safe and sustainable homes in places they want to live.
Our contribution to the housing market
funding to first time buyers in 2023
of mortgage lending for EPC A and B rated properties by 2024
funding provided to the social housing sector since 2018
Social housing is an integral part of the UK’s housing landscape with millions of people benefiting from stable and genuinely affordable homes.
Lloyds Banking Group is the biggest supporter of social housing in the UK. We currently work with over 340 housing associations of all sizes.
Despite the construction of around 40,000 homes in 2021, there is still a chronic shortage of social housing in the UK. This is why we are committed to working with housebuilders to expand the availability of quality social housing across the UK.
Providing sustainable homes
UK homes currently account for 23% of the country’s total carbon emissions and 35% of energy use. At least 19m of the UK’s 29m homes still need to become low carbon, more energy efficient and more resilient to a changing climate.
We’re helping homeowners understand the impact their home has on the environment and we’re educating, encouraging and rewarding them to take action to improve it.
Making homes greener
While many people are concerned about their home’s carbon footprint and cost of high energy use, often they don’t know where to begin as they look to make their homes fit for a low-carbon future.
That’s why we have launched our Making Homes Greener hub – a source of information and guidance on how we can improve the energy efficiency of the UK’s housing stock.
Our latest insights
As longstanding supporters of the social housing sector, our experts have unique insights into the challenges and opportunities the sector is facing.
Other content you might be interested in
Our partnership with Crisis
We have partnered with Crisis, a UK national charity for people experiencing homelessness.
Together, we're calling for the UK to build 1 million more homes for social rent by 2030.
Decarbonising the UK’s homes: A housing stocktake, 2023
Our new research focuses on the key barriers to decarbonisation, the incentives needed to drive progress and contains insight from people who have retrofitted their homes.