What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
Lloyds Banking Group (Lloyds, Halifax, Bank of Scotland) is today confirming the support in place for its mortgage customers. With many homeowners and families considering the impact of the current geopolitical situation on their household finances, Lloyds is outlining the ways it is available to help.
Lloyds has agreed a new £88 million finance package with Trent & Dove, building on a long‑established relationship and supporting the housing provider’s plans to deliver more safe, affordable homes for residents across Staffordshire and Derbyshire.
Lloyds Banking Group has partnered with the Green Finance Institute to fund a first-of-its kind scholarship scheme for mortgage industry professionals to complete the Green Finance Institute’s (GFI) newly-developed Certificate in Financing Greener Homes.
New or existing customers with or opening a personal bank account with Lloyds Banking Group’s consumer brands, could earn up to £1,200 cashback when using the banks’ ISA Transfer Service to transfer in ISA balances.
Generative AI delivered around £50 million of value for Lloyds Banking Group in 2025, with more than £100 million in additional value expected this year as the Group extends its AI leadership position.
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