Sustainability
We have an important role to play in creating a more sustainable and inclusive future.
Find out why you should join us.
JOB TITLE
Product Owner
SALARY
£61,344 – £68,169 pa
LOCATION(S)
Bristol
HOURS
Full time (35 hours per week)
WORKING PATTERN
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments in line with our Flexibility Works policy.
What you’ll be doing
You’ll join the Consumer Servicing & Engagement (CS&E) Platform, within the Payments Lab.
As a Product Owner, you’ll play a hands‑on role in shaping and delivering capabilities across payments and customer details management journeys, operating within a highly regulated, customer‑critical environment serving millions of digital customers.
You’ll be accountable for defining, prioritising and delivering value through your product backlog, ensuring solutions meet clear customer needs, align with business outcomes, and operate safely within regulatory and risk expectations.
Working closely with Engineers, Experience Designers, Customer Journey Managers, Platforms, Risk and Control partners, you’ll translate complex customer and business needs into clear, actionable backlog items that teams can confidently build and release.
This is a delivery‑focused role, balancing strategic intent with day‑to‑day execution, and ensuring what we ship genuinely improves customer and business outcomes end‑to‑end.
Why join us?
You’ll be working on products that support millions of customers and play a critical role in how people interact with their money. This role offers real influence over how new capabilities are shaped, tested and scaled within one of the UK’s largest digital banking platforms.
You’ll operate in an environment that values experimentation, learning and continuous improvement, while being part of a team that takes accountability, risk and customer trust seriously.
What we’re looking for
Essential experience and capabilities
4–6 years’ experience as a Product Owner, Product Manager or similar role within digital, payments or platform environments
Experience defining and owning product vision and roadmaps, balancing customer, partner and risk needs
Strong ability to translate customer problems into prioritised backlogs, user stories and acceptance criteria
Experience working closely with engineering teams, with sufficient technical understanding to assess feasibility and complexity
Proven experience delivering value using agile ways of working (Scrum, Kanban), with hands-on use of tools such as Jira and Confluence
Strong stakeholder management and influencing skills, using data and insight to drive decisions
And any experience of these would be great
Experience working in Financial Services
Exposure to financial planning, cost control or dependency management within product delivery
Experience working with APIs, data-led products or regulated environments
Background collaborating across engineering, design, risk and compliance teams
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.
This is a place for you
Our ambition is to be a leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We’re committed to creating an environment where everyone can thrive.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria through the Disability Confident Scheme.
Ready to make an impact? Apply today!
Our benefits are designed to support you both in and out of work. We offer a competitive pay and benefits package including health insurance, pension, holiday allowance, family leave and flexible working.
With us, your development is a priority, and we’ll ensure you have the right tools to grow and learn.
Our newly renovated offices boast state-of-the-art tech and top-class facilities to help colleagues to connect, collaborate and thrive in an environment so they can do their best work for our customers.
Not ready to apply for anything just yet? Don't worry, join our talent community. We're matching amazing people to new opportunities every single day.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.