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Senior Credit Officer - Banks & Intragroup Sector (Financial Institutions)

  • Location
    London, Birmingham, Edinburgh
  • End date
    Thursday 11 June 2026
  • Job type
    Permanent

Posted date

Posted 4 days ago

Job ID

157083

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Agile Working Options

Job Share; Hybrid Working

Job description

As a Senior Credit Officer in the FI Credit – Banks team, you will look after our exciting and growing Global Banks portfolio (including our own intragroup subsidiaries). You will make recommendations on complex new transactions, lending/trading limit requests, design sector strategies, policies and processes. You will be trusted to take decisions with a sizeable, delegated credit authority and you will also lead client due diligence meetings.  

We are looking for someone who can be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams.  You will support and constructively challenge the front line to build a long-term sustainable business.  

You will mentor and upskill junior members of the team as well as reviewing their submissions to senior sanctioners. You will also have the opportunity to collaborate on other FI portfolios, such as Insurance, Securitisations, Financial Sponsors and Funds.   

 What you'll need  

  • Significant experience in the credit risk assessment of Global Banks. Sound knowledge of sector trends, horizon risks and regulation.  
  • Excellent knowledge of lending and traded products and documentation.  
  • Held senior Credit Authority in past roles. 
  • Led client due diligence meetings. 
  • Formal Credit training preferred. 
  • Track-record in independent decision making and is able to communicate succinctly and efficiently in a clear and unambiguous manner. 
  • Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help. 
  • Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes. 
  • A passion for change, automation and simplification. 
  • A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training. 

 
We also offer a wide-ranging benefits package, which includes: 

  • A generous pension contribution of up to 15% 
  • An annual performance-related bonus 
  • Share schemes including free shares! 
  • Benefits you can adapt to your lifestyle, such as discounted shopping 
  • 30 days' holiday, with bank holidays on top 
  • A range of wellbeing initiatives and generous parental leave policies 

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. 

If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose! 
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Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Benefits that work for you

Our benefits are designed to support you both in and out of work. We offer a competitive pay and benefits package including health insurance, pension, holiday allowance, family leave and flexible working. 

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At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.