Head of Finance: Retail Cost Centre of Excellence

  • Salary range
    £116,535 - £137,100
  • Location
    Halifax, Bristol, Edinburgh, Leeds
  • End date
    Tuesday 09 June 2026
  • Job type
    Permanent

Posted date

Posted Yesterday

Job ID

157144

Agile Working Options

Job Share

Job description

JOB TITLE: Head of Finance: Retail Cost Centre of Excellence

SALARY: £116,500 - £137,100

LOCATION: Edinburgh, Leeds, Bristol or Halifax

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites

An excellent opportunity has arisen for a Head of Finance to join the Group Cost Management team. Sitting within Group Cost & Investment team and reporting to the Group Cost Management Finance Director this role is responsible for leading the Consumer cost centre of excellence team. 

This role is responsible for the leadership of a team of c.40 finance professionals across Yorkshire and Bristol to deliver month end cost reporting and planning for the Consumer Division, drive automation of processes and provide SME input into Cost Planning Transformation. This role comes at a pivotal point in the ongoing transformation of the function, offering significant opportunity to shape the future direction of the team and influence the evolution of cost management across the wider Finance function.

What you'll be doing:

  • Setting the benchmark and leading the team on all month end activities for Consumer Lending and Relationships. Providing review, challenge, question and insight on all key outputs to ensure the highest standard and quality

  • Maintain a safely controlled cost and risk environment

  • Review, investigate and challenge material exceptions and provide supporting information

  • Build and manage relationships with all key stakeholders. Seeking feedback from customers and inspiring the team to deliver improvements.

  • Be accountable for the delivery of the forecast & planning process ensuring excellent communications with all stakeholders and exceptional execution of processes.

  • Contribute to the strategic direction of the Cost Centre of Excellence including playing a leadership role in the Cost Transformation Programme

  • Provide active engagement with the Finance business partners to ensure an excellent flow of communication and standards of inputs/outputs.

  • Embed the Lloyds Banking Group culture and vision through visible leadership, being a role model for the Group’s leadership behaviours.

  • Build a robust team, ensuring colleagues are developed effectively, utilising the groups Your Best principles.

What we’re looking for:

  • Scale leader who can motivate and drive delivery across a multi-site team, with a track record of developing high performing teams

  • Experience of leading large scale planning and reporting processes

  • Track record of developing a culture of process improvements, identifying opportunities for automation and simplification.

  • Depth of relevant financial experience, to understand and apply relevant financial principles and controls, ensuring strong financial control is applied

  • A proven people leader with experience operating in or leading within a Centre of Excellence model, able to motivate and drive delivery across a large, multi-site team.

  • Fully qualified accountant (e.g. ACA, ACCA, CIMA or equivalent) with significant post-qualification experience.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

 

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

 

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

 

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready to start growing with purpose? Apply today!

Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Benefits that work for you

Our benefits are designed to support you both in and out of work. We offer a competitive pay and benefits package including health insurance, pension, holiday allowance, family leave and flexible working. 

Development and progression

With us, your development is a priority, and we’ll ensure you have the right tools to grow and learn.

Our offices

Our newly renovated offices boast state-of-the-art tech and top-class facilities to help colleagues to connect, collaborate and thrive in an environment so they can do their best work for our customers. 

A talent community for you

Not ready to apply for anything just yet? Don't worry, join our talent community. We're matching amazing people to new opportunities every single day.
 

Join our talent community

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.