Sustainability
We have an important role to play in creating a more sustainable and inclusive future.
We are a leading UK-focused financial services provider offering higher, more sustainable returns for investors as we continue to Help Britain Prosper.
"The Group demonstrated sustained strength in financial performance in 2025, including in the final quarter, with continued balance sheet and income growth, as well as strong cost discipline and credit performance. This enables total shareholder distributions of c.£3.9 billion for the year."
Charlie Nunn, Group Chief Executive
£18.30bn
Net income
(+7% YoY)
£9.76bn
Operating costs
(+3% YoY)
£4.76bn
Statutory profit after tax
(+6% YoY)
5% / 3%
Loan / deposit growth
(£22.0bn lending growth / £13.8 bn deposit growth)
12.9%
Return on tangible equity
(14.8% excl Q3 motor charge)
£3.9bn
Total capital return
(3.65p total dividend per share and £1.75bn buyback)
Charlie Nunn, Group Chief Executive, on our financial results, strategic progress and forecast for the year ahead – along with the steps we're taking to support customers, businesses and communities across the UK and the outlook for shareholders including capital returns, dividends and share buybacks.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
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Dividend performance over time
Share price feeds and downloads for the London and New York Stock Exchanges.
The latest updates and opinions from across the Group.
7 April 2026 | Trystan Davies and David Blott
Artificial intelligence is now reshaping every industry, but in financial services it has the potential to transform how we make decisions, manage risk, serve customers, and empower colleagues.
16 March 2026 | Lloyds Banking Group
Lloyds Banking Group has partnered with the Green Finance Institute to fund a first-of-its kind scholarship scheme for mortgage industry professionals to complete the Green Finance Institute’s (GFI) newly-developed Certificate in Financing Greener Homes.
29 Jan 2026 | Charlie Nunn
Charlie Nunn, Group Chief Executive, reflects on Lloyds Banking Group’s delivery of the largest digital transformation in UK financial services, and shares his confidence in shaping the future of finance.