What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
Lloyds Banking Group has maintained its 15th position globally in the October 2026 Evident AI Index, retaining its ranking for a second consecutive year and remaining the highest placed bank in the UK.
Lloyds has launched its new Investing in Britain Hub, providing customers with information about investing in UK companies and sectors as part of a diversified investment approach.
As financial institutions invest in technologies that could reshape the future of the industry, senior leaders increasingly believe tokenisation could play a transformative role in how money and assets move through the financial system.
Business confidence fell 12 points to 41% in September, the lowest level since April 2025, according to the Lloyds Business Barometer. This decline follows August’s reading of 53%, the second highest recorded this year, and buoyant results since May. While confidence remained well above the survey’s long term average of 30%, it was six points below the 12-month average of 47%.
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