Scottish first-time buyers make up over half of all home loans
The number of first-time buyers fell in Scotland by -10% to 27,339 last year – the smallest fall in the UK - compared to 2022, according to the latest analysis from Bank of Scotland.
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The number of first-time buyers fell in Scotland by -10% to 27,339 last year – the smallest fall in the UK - compared to 2022, according to the latest analysis from Bank of Scotland.
Cavendish Online, part of Lloyds Banking Group, has partnered with Aveni.ai, the Artificial Intelligence fintech business, to become one of the first protection distributors in the market to use AI technology to help improve the experience for customers.
First-time buyers are joining up to step onto the housing ladder, as almost two thirds (63%1) of mortgage completions are in joint names (with two or more people), according to the latest analysis from Halifax.
Lloyds Bank data shows bowling spend topping the leader board in December, up 106% compared to December 2022. People also spent more on booking holidays, with cruises up over a quarter on the previous year.
Rachel will be responsible for driving the Group’s strategic Diversity, Equity & Inclusion agenda and will build a multi-year plan to further embed it for the benefit of colleagues, customers and communities.
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