Our purpose and strategy
Our purpose is Helping Britain Prosper.
Our purpose is Helping Britain Prosper.
We have an important role to play in creating a more sustainable and inclusive future.
Lloyds Banking Group incorporates many household names.
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
We put you first, so you can put our customers first.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
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Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
Information and key documents for the wide range of securities issued by Lloyds Banking Group and its entities.
Over £1 billion of new finance can be available to businesses across the North East in 2026.
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
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With hubs across the UK, there's a place for you.
We're searching for the best talent to join us in Leeds.
Join us as we explore new ideas and technologies to reshape the world of finance.
Working with us gives you access to some of the UK’s household brands.
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Secondary Navigation 'Search jobs' links to /content/gca/en-gb/home/careers/job-search
Our purpose is Helping Britain Prosper.
We have an important role to play in creating a more sustainable and inclusive future.
Lloyds Banking Group incorporates many household names.
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
We put you first, so you can put our customers first.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
Information and key documents for the wide range of securities issued by Lloyds Banking Group and its entities.
Over £1 billion of new finance can be available to businesses across the North East in 2026.
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
With hubs across the UK, there's a place for you.
We're searching for the best talent to join us in Leeds.
Join us as we explore new ideas and technologies to reshape the world of finance.
Working with us gives you access to some of the UK’s household brands.
Find out why you should join us.
Job Title: Instant Payments Product Owner
Salary: £61,344- £68,160
Location: Edinburgh
Hours: Full time
Working Pattern: Our work style is hybrid, which involves spending at least two days per week currently, or 40% of our time, at our Edinburgh office.
About us…
Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose.
About this opportunity
We’re looking to recruit a Product Owner (PO) to work in our Instant Payments Lab. Our Lab sits in our Payment Services Platform (PSP), where our mission is to provide compliant and efficient payments capabilities for the Group and drive innovation to enable customers to move money quickly, confidently and securely.
Our Instant Payments Lab supports Faster Payments enabling our customers to make quick and efficient payment transactions by ensuring real time settlement, high availability, secure integration and seamless interoperability across multiple channels and systems. The decisions and solutions you shape in this role will influence the future of UK payments and drive our business growth.
What you’ll do
Delivering value to customers and stakeholders by ensuring the team focusing on the right priorities.
Taking ownership of a product feature or technology component leading 1-2 Feature or Component teams.
Inspiring the team with energy and passion and influence by building trust and empowering the team with responsibility.
Working with Software Engineers and cross-functional teams to deliver technology change
Encouraging collaborative, empowered teams, nurturing them to take ownership of the relevant outcomes
Proactively drive the end-to-end delivery of initiatives through experiment cycles and facilitate the identification and management of new opportunities, ensuring projects are delivered safely and ethically, using help from our governance processes.
What You’ll need
Product Owner experience applying agile methodologies to optimise innovation, development and delivery able to craft a product vision and define work to be done.
Passionate and inspiring leadership skills, empowering teams to tackle business problems and create customer value through delivering excellent solutions in response to customer needs.
Ability to think ‘big’ but value incremental improvements with a data driven mindset.
Ability to influence alignment up and down the organisation and explain prioritisation decisions.
Demonstration of competitor and opportunity awareness within the banking industry.
Experience of change delivery
Payment Services /processes within a financial services environment.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.
And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual bonus award, subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions of people?
Join our journey!
We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.
We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.
Our benefits are designed to support you both in and out of work. We offer a competitive pay and benefits package including health insurance, pension, holiday allowance, family leave and flexible working.
With us, your development is a priority, and we’ll ensure you have the right tools to grow and learn.
Our newly renovated offices boast state-of-the-art tech and top-class facilities to help colleagues to connect, collaborate and thrive in an environment so they can do their best work for our customers.
Not ready to apply for anything just yet? Don't worry, join our talent community. We're matching amazing people to new opportunities every single day.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
From holiday allowance and flexible working options to private health cover and generous pension contributions, we’ve built a benefits package that works for everyone.
Join us and you’ll have access to:
From the moment you join us, to every step you take in your career with us, you’ll be learning, developing and growing.
You’ll be empowered to tailor your own learning and development to meet your needs, whether that be on-the-job, formally or informally, through others such as mentoring or coaching, or more intentionally through learning courses or gigs.
We’ll help you take ownership of your career, with clear pathways, practical resources and the freedom to move across teams and roles. When you grow, everyone benefits!
We’ve reimagined our workspaces with sustainability front of mind and to support how we work today and tomorrow. From vibrant social hubs and quiet breakout zones to tech-enabled meeting rooms and flexible desk booking, our offices are built for connectivity and creativity.
In our new offices, you’ll find:
We work in a flexible way, but when you are in the office we want you to love being there. That’s why we’ve made a huge investment in our places, so our colleagues have the right tools to better serve our customers, collaborate with others, and reach their full potential.