Associate Director, Coverage - Real Estate and Housing

JOB TITLE: Associate Director - Coverage, Real Estate and Housing
LOCATION: London
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office / out with clients.

About this opportunity

We’re committed to using our scale, capabilities and partnerships to help shape the Real Estate communities of tomorrow, and we’re looking for a high impact, client focused Associate Director to help drive a London based Real Estate Coverage team.

You'll work within the Coverage team, alongside a Relationship Director and Associate helping to develop ideas and solutions for clients by supporting the built environment including decarbonisation, investment, development and broader client needs. You’ll drive client led origination and growth, nurture key relationships and champion the One Lloyds franchise in market. It’s a chance to sharpen your marketing and relationship skills while balancing risk, profitability and capital efficiency.  Whilst building trusting and collaborative relationships through effective communication at all levels.

Sector knowledge will be key, and we're seeking a highly motivated, organised individual who cares deeply about delivering for clients. This is an SMCR-certified role; applicants will be required to complete the necessary training accreditation.

What you’ll be doing:

• Client Relationship & Credit Stewardship: Lead and support Real Estate client relationships and credit oversight, identifying growth opportunities through deep client insight.
• Origination, Business Development & Market Engagement: Focus on driving and supporting systematic origination; including a broad range of financial, marketing and industry sector research tasks and up to date information on customer relationships.  Also supporting account planning, and representing LBG at industry events across London and the South.
• Collaborative Solution Delivery: Partner with our Structuring, Asset Management, and product teams to deliver standout solutions, ensuring risks are managed and governance upheld, alongside wider group partners, Corporate Markets, Scottish Widows, Lex and Global Transaction Banking and Consumer Finance.
• Operational Excellence & Submission Quality: Maintain accurate Sales and Risk systems as well as disciplined portfolio management both directly and indirectly across the portfolios you will support, monitoring and controlling risk governance and producing clear, high-quality credit and pricing submissions.
• Strategic Support: As one of the Associate Directors in the team, support senior leadership, collaborate and drive performance and development of both self and colleagues, and contribute to broader RE&H goals.
• ESG & Regulatory Compliance: Support clients on ESG and Net Zero strategies while ensuring compliance with MIFID, Financial Promotions, and FCA standards.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance as a force for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What we need from you?

• Excellent customer relationship leadership skills
• Real Estate sector knowledge and proactive approach to delivering for clients
• Strong analytical skills
• Ability to work within governance and regulatory frameworks including SMCR requirements
• Previous corporate banking experience

About working for us!

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.