We have an important role to play in creating a more sustainable and inclusive future.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
We put you first, so you can put our customers first.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
Disclosures relating to our strategic, financial, operational, environmental and social performance.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
With hubs across the UK, there's a place for you.
We're searching for the best talent to join us in Leeds.
Join us as we explore new ideas and technologies to reshape the world of finance.
Working with us gives you access to some of the UK’s household brands.
We have an important role to play in creating a more sustainable and inclusive future.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
We put you first, so you can put our customers first.
Our report provides an update on how we are Helping Britain Prosper in a way that delivers long-term profit and returns.
Disclosures relating to our strategic, financial, operational, environmental and social performance.
See all the key dates in the financial year.
Higher, more sustainable returns as we continue to Help Britain Prosper.
With hubs across the UK, there's a place for you.
We're searching for the best talent to join us in Leeds.
Join us as we explore new ideas and technologies to reshape the world of finance.
Working with us gives you access to some of the UK’s household brands.
The latest news, expertise and thought leadership from Lloyds Banking Group.
Charlie Nunn, Group Chief Executive, on our financial results, strategic progress and forecast for the year ahead – along with the steps we're taking to support customers, businesses and communities across the UK.
16 March 2026 | Lloyds Banking Group
Group funds first of its kind sustainable home finance scholarship for mortgage brokers
Jamie Harbour, Enterprise Architect in our Emerging Technology & Innovation team unpacks quantum computing, and considers the impact it might have on financial services.
7 minutes
Discover how Lloyds Banking Group is transforming data interaction through Text-to-SQL and Generative AI. Learn about the technical milestones, evaluation frameworks, and semantic innovations driving conversational analytics and data democratisation across the organisation.
9 minutes
Lloyds Banking Group’s responsible AI framework ensures rigorous testing, human oversight, and scenario planning to prevent harm, with real-world safeguards like escalation protocols for virtual assistants and fraud detection systems.
5 minutes
By embracing digital assets, smart contracts, and DLT, we’re not just improving existing processes – we’re reimagining what’s possible.
4 minutes
Our Responsible AI team builds GenAI guardrails to ensure safe, values-led innovation through risk scoring and real-time monitoring.
5 minutes
29 January 2026 | Charlie Nunn
Charlie Nunn, Group Chief Executive, reflects on Lloyds Banking Group’s delivery of the largest digital transformation in UK financial services, and shares his confidence in shaping the future of finance.
21 January 2026 | Rohit Dhawan
Agentic AI is transforming finance in 2026. Discover how Lloyds Banking Group is leading with autonomous AI systems that enhance customer experience, operations, and innovation.
16 January 2026 | Andrew Asaam
What’s next for the UK housing market in 2026? Outlook on interest and mortgage rates, first‑time buyers, rental reform and regional trends from Lloyds Banking Group.
Charlie Nunn, Group Chief Executive, on our financial results, strategic progress and forecast for the year ahead – along with the steps we're taking to support customers, businesses and communities across the UK.
We’re the UK’s number one direct mortgage lender for first-time buyers, and 70,000 people purchased their first home with our help in 2025. We continue to support the UK housing market in numerous ways, and we aspire to a UK in which all households have access to affordable, safe and sustainable homes in places they want to live.
Empowering our customers to meet their financial goals is just one of the ways that we’re Helping Britain Prosper. In 2025, customers opened more than 3.5 million new savings accounts across our brands, and 76,000 started investing with Ready Made Investments.
We were ranked second in the LinkedIn Top Companies financial services list, identified as one of the best workplaces to grow your career in the finance sector. And we agree: with hubs across the UK and a fast-paced, dynamic environment with unlimited opportunities, you can fast-forward your career with us.
2025 marked 40 years of our charitable Foundations, founded in 1985 to provide vital support to small and local charities across the UK and Channel Islands, helping to tackle disadvantage in the communities that need it most. Since then, we’ve donated more than £800 million and supported nearly 70,000 small charities.
The 2025 Consumer Digital Index marked the 10th edition of this landmark study of digital and financial capability in the UK. In the refreshed report we explored how people are responding and adapting to AI – one of the most transformative technologies in the digital space.
We published an industry-leading farming report to help clients tackle climate and nature risk.
Farming with nature: mapping the growth opportunity for UK agriculture is the most comprehensive analysis of its kind – mapping 5.1 million hectares of UK farmland – and demonstrates that sustainable farming is not only environmentally imperative but can be commercially viable.
The Scottish Widows 2025 Women and Retirement Report looks at the unique challenges women face as they plan for retirement. Despite 20 years of progress in reducing the gender pensions gap, there is still work to do. But when women are given the right knowledge, tools and support, we can help them create a more secure future.
In 2025 we hit £5 million raised to support our charity partners Crisis and Simon Community Northern Ireland. Through fundraising, colleague volunteering, the Changing Lives grant programme and government lobbying, we’re working to end homelessness for good.