We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.

Latest news and insight

Responsible artificial intelligence: building trust and value at Lloyds Banking Group

29 Aug 2025 | Rohit Dhawan

Lloyds Banking Group’s responsible AI framework ensures rigorous testing, human oversight, and scenario planning to prevent harm, with real-world safeguards like escalation protocols for virtual assistants and fraud detection systems.

Read Rohit's article

Putting customers first: how Lloyds Banking Group is transforming insurance journeys

27 Aug 2025 | Duncan Kirkpatrick 

Lloyds Banking Group is transforming the insurance experience through digital tools like five-minute claims processing and self-service policy management, while maintaining human support for complex cases.

Read Duncan's article
 

Unlocking the future of payments: digital assets at Lloyds Banking Group

18 Aug 2025 | Rob Hale and Peter Left 

By embracing digital assets, smart contracts and Distributed Ledger Technology (DLT), we’re not just improving existing processes – we’re reimagining what’s possible.

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2025 half year results highlights


"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."  

 
Charlie Nunn, Group Chief Executive

£8.9bn

Net income

(+6% YoY)

£4.9bn

Operating costs

(+4% YoY)

£2.5bn

Statutory profit after tax

(+4% YoY)

3% / 2%

YTD loan / deposit growth

14.1%

Return on tangible equity

(+0.6pp YoY)

1.22p

Interim dividend per share

(+15% YoY)

Shaping finance as a force for good


We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
 

Purpose and strategy

Our purpose is Helping Britain Prosper – it’s what drives us, what makes us different and defines how we profitably grow.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

How we're Helping Britain Prosper

>£15bn
of funding provided to first-time buyers.

>£10bn
of sustainable finance provided for Commercial Banking customers in 2024.

>2bn
new funding supported in the social housing sector in 2024.

c.£35m
donated to our Charitable Foundations in 2024.

Our brands

 

With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.

Achieving my career goals and personal happiness

Being based in our Bristol hub has enabled Sally to have the best of both worlds: a fast-paced career and a great lifestyle in the South West.

Read Sally's story

A life-long career in tech

Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.

Read Dan's story

Inclusivity goes beyond ethnic diversity

Repi works as a solicitor for the Group and is also a one of our Ethnicity Network's role models as well as the chair of the Ethnicity Working Group for the Legal and Secretariat Division.

Read Repi's story