Sustainability
We have an important role to play in creating a more sustainable and inclusive future.
We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.
From technology clusters across our cities to world-class services businesses in every part of the country, the foundations for long-term growth already exist. The challenge isn’t a lack of opportunity – it’s how we unlock it.
Charlie Nunn, Group Chief Executive, gives an overview of our new strategy: Accelerate 2030. Reimagining customer experiences, increasing Group connectivity and achieving a productivity step-change, all enabled by pioneering technology.
As we publish our 2026 half year results and the next phase of our strategy, we continue to support customers and businesses, simplify how we work, and invest in the technology and skills that will define the future of financial services.
"In the first half of 2026, we delivered sustained strength in financial performance, with continued income growth, improving operating leverage, strong credit performance, growing capital generation and increasing shareholder returns."
Charlie Nunn, Group Chief Executive
£9.7bn
Net income
(+9% YoY)
£4.9bn
Operating costs
(flat YoY)
£3.1bn
Statutory profit after tax
(+23% YoY)
2% / 1%
Loan / deposit growth YTD
(loans up £10.4bn, deposits up £4.4bn)
17.1%
Return on tangible equity
(+3pp YoY)
£1.9bn
Total capital return
(incl +30% dps growth and £1bn buyback)
We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
Our purpose is Helping Britain Prosper – it’s what drives us, what makes us different and defines how we profitably grow.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
>£17bn
lending to more than 70,000 first time buyers in 2025
>£35bn
new finance made available for UK businesses in 2026
>£22bn
funding to support the social housing sector since 2018
70,000
charities supported through our charitable Foundations
With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.
Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.
Being based in our Bristol hub has enabled Sally to have the best of both worlds: a fast-paced career and a great lifestyle in the South West.
Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.
Repi works as a solicitor for the Group and is also a one of our Ethnicity Network's role models as well as the chair of the Ethnicity Working Group for the Legal and Secretariat Division.