Our purpose and strategy
Our purpose is Helping Britain Prosper.
We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.
29 Aug 2025 | Rohit Dhawan
Lloyds Banking Group’s responsible AI framework ensures rigorous testing, human oversight, and scenario planning to prevent harm, with real-world safeguards like escalation protocols for virtual assistants and fraud detection systems.
27 Aug 2025 | Duncan Kirkpatrick
Lloyds Banking Group is transforming the insurance experience through digital tools like five-minute claims processing and self-service policy management, while maintaining human support for complex cases.
18 Aug 2025 | Rob Hale and Peter Left
By embracing digital assets, smart contracts and Distributed Ledger Technology (DLT), we’re not just improving existing processes – we’re reimagining what’s possible.
"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend."
Charlie Nunn, Group Chief Executive
£8.9bn
Net income
(+6% YoY)
£4.9bn
Operating costs
(+4% YoY)
£2.5bn
Statutory profit after tax
(+4% YoY)
3% / 2%
YTD loan / deposit growth
14.1%
Return on tangible equity
(+0.6pp YoY)
1.22p
Interim dividend per share
(+15% YoY)
We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
Our purpose is Helping Britain Prosper – it’s what drives us, what makes us different and defines how we profitably grow.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
>£15bn
of funding provided to first-time buyers.
>£10bn
of sustainable finance provided for Commercial Banking customers in 2024.
>2bn
new funding supported in the social housing sector in 2024.
c.£35m
donated to our Charitable Foundations in 2024.
With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.
Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.
Being based in our Bristol hub has enabled Sally to have the best of both worlds: a fast-paced career and a great lifestyle in the South West.
Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.
Repi works as a solicitor for the Group and is also a one of our Ethnicity Network's role models as well as the chair of the Ethnicity Working Group for the Legal and Secretariat Division.