Sustainability
We have an important role to play in creating a more sustainable and inclusive future.
We're a leading UK-based financial services group with over 325 years' history and a unique family of household brands. Our purpose at Lloyds Banking Group is Helping Britain Prosper.
Real-life stories, from people supported by our charity partners, show the lived reality behind the UK's housing crisis. They show the individual challenges of finding affordable housing and what it means to finally have a place to call home.
Over the past few years, two powerful trends have reshaped financial services in parallel. And though they’ve often been discussed separately, it’s increasingly impossible to ignore them together.
If the benefits of digitally-enabled financial empowerment were realised at scale across the UK population, what could be the total value to the nation over the next decade?
"In the first quarter of 2026, the Group delivered sustained strength in financial performance, growing our income, maintaining our cost discipline and delivering strong profitability. We are confident in our delivery for the year ahead and reiterate our guidance for 2026."
Charlie Nunn, Group Chief Executive
£4.8bn
Net income
(+9% YoY)
£2.5bn
Operating costs
(-3% YoY)
51.9%
Cost:income ratio
£1.6bn
Statutory profit after tax
(+37% YoY)
4% / 2%
YoY loan / deposit growth
17.0%
Return on tangible equity
We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
Our purpose is Helping Britain Prosper – it’s what drives us, what makes us different and defines how we profitably grow.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
>£17bn
lending to more than 70,000 first time buyers in 2025
>£35bn
new finance will be made available for UK businesses in 2026
>£22bn
funding to support the social housing sector since 2018
70,000
charities supported through our charitable Foundations
With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.
Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.
Being based in our Bristol hub has enabled Sally to have the best of both worlds: a fast-paced career and a great lifestyle in the South West.
Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.
Repi works as a solicitor for the Group and is also a one of our Ethnicity Network's role models as well as the chair of the Ethnicity Working Group for the Legal and Secretariat Division.