Our purpose at Lloyds Banking Group is to Help Britain Prosper.

Latest news

Building trust among Black business owners and entrepreneurs

29 November 2022 | Shari Leigh

Diversity Supporting business

Negative experiences have led many Black entrepreneurs to seek financial support elsewhere – usually from friends, family, and the wider community. However, this puts them at a significant disadvantage.

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Lloyds Banking Group completes acquisition of Cavendish Online

1 December 2022 | Lloyds Banking Group

Group news

The Group has now completed its acquisition of Cavendish Online, a leading UK protection business which offers hybrid direct to consumer, guided and advised life insurance, critical illness and income protection services.

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Why it’s vital savers track their missing pension pots during the cost of living crisis

15 November 2022 | Robert Cochran

Pensions Financial wellbeing

Nearly half of UK pension holders have lost track of some of their pension pots, according to new research from Scottish Widows. This means that millions of people across the country could be missing out on pension pots with their previous employers.

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2022 Q3 results highlights


Robust financial results with strong observed asset quality and continued business momentum while significant investment is underway, supporting growth strategy.


  

£4.0bn

statutory profit after tax£4.0 billion statutory profit after tax for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£13.0bn

net income£13.0 billion net income for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£6.4bn

operating costsOperating costs of £6.4 billion for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

£1.0bn

net impairment charge£1.0 billion net impairment charge for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

12.9%

return on tangible equity12.9% return on tangible equity for the nine months ended 30 September 2022.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

15.0%

CET1 ratio15.0% CET1 ratio, ahead of the Board’s ongoing target.

£5.9 billion statutory profit before tax for the nine months ended 30 September 2021

£1.4 billion statutory profit for the year ended 31 December 2020.

Our Group 


We are the largest UK retail and commercial financial services provider, with 26 million customers and a leading digital presence.
 

Our next chapter: 2022 strategy update

Video | 3 mins

Hear from Charlie Nunn, Group Chief Executive and Carla Antunes da Silva, Group Strategy, Corporate Development and Investor Relations Director, on our ambitions and the next chapter of our strategy. 

Watch now

Our history

For over 320 years, with our unique family of brands, we have supported Britain through the good times and the bad.

Our heritageClick the link to visit heritage page

Our future

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.

Our strategyClick the link to visit the strategy page

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.

Our brands

 

With more than 320 years of heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

Join the conversation

 

Follow us on our social media channels for the latest updates from the Group and see how we're Helping Britain Prosper.