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Halifax launches new cashback credit card


8 December 2021

  • Halifax has introduced a new cashback credit card.
  • Customers will be rewarded with an annual cash lump sum, with no minimum spend.
  • New customers will receive a £20 cashback incentive when they spend £1,000 within the first 3 months.


For those who want to be rewarded every time they spend on their credit card, Halifax has launched a new, simple cashback offering for credit card customers.

The Halifax Cashback Credit Card is an easy way to earn cashback on day-to-day credit card spend. Whether that’s buying a coffee, or booking a weekend break, customers will earn cashback regardless of the amount.

On top of earning cashback on every purchase, new customers who spend £1,000 within the first 3 months will be rewarded with an additional £20 of cashback.

Rewards received

  • Customer will earn up to 0.5% cashback reward on all purchases.
  • During the calendar year, customers will earn 0.25% on every pound they spend up to £4.000, and 0.5% for every pound spent over £4,000.
  • A £20 incentive will be paid where £1,000 is spent within the first 3 months.
  • Cashback will accumulate over the calendar year and is paid directly into the customer’s account as an annual lump sum at the start of the next calendar year.
  • Cashback earned will be visible on monthly statements, so customers can keep track of the rewards building up.
  • The card is available for applications now; customers can use Halifax’s Simple Check service – a simple online eligibility checker – before they apply, to understand the credit limit likely to be offered.
  • The current representative APR rate for the card is 19.9%.

Richard Whatmough, Director of Credit Cards, Halifax, said: “It’s great to have launched our new Cashback Credit Card, giving customers a little treat each time they make a purchase. Whether it’s a coffee, the weekly shop, or a weekend break, customers will earn cashback which is saved and paid into their account at the beginning of the year.”

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