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Ditch your current bank and grab £200 from Lloyds by switching to a Club Lloyds or Lloyds Premier account

Lloyds
Published on: 18 September 2025
3 min read
  • £200 market-leading switching offer available from 16 September.
  • Customers need to switch to a new Club Lloyds or Lloyds Premier current account.
  • Club Lloyds comes with exclusive offers, including the Club Lloyds Monthly Saver – now paying 6.25%.
  • Lloyds Premier offers benefits worth over £100* every month, including remote Family GP and wellbeing services and cashback.
  • Customers can now book flights or hotels through the Lloyds app ‘Travel Booking’ feature.

 

Lloyds is launching its latest switcher offer, paying a market-leading £200, for eligible new and existing customers, who switch from another bank to one of our range of Club Lloyds accounts or a Lloyds Premier account. 

From 16 September 2025, customers who switch using the Current Account Switcher Service, will receive £200 within 10 working days - no hoops, no hassle. Customers can switch easily through the app or online. 

We know switching bank can feel like a big step, so we’re making it rewarding and easy. Whether you're after cashback, lifestyle perks like Disney+, cinema tickets or smart travel booking - it’s all simple to manage on the go in our app. Plus switching to Club Lloyds or Lloyds Premier now means you get £200 in your pocket.

Vivek Khattri Personal Current Accounts & Overdrafts Director at Lloyds

 

Benefits of switching to Lloyds

Alongside the cash offer for eligible customers, all Club Lloyds and Lloyds Premier customers can now spend fee-free using their debit card worldwide.

Customers can also access the new Lloyds Travel booking feature – available in the Lloyds app – to book flights and hotels. Once booked, customers can keep track of their trips directly in the app and bookings come with a ‘Best Price’ guarantee. This means if a customer finds a better price within 24 hours of booking, Lloyds Travel will match the price. 

Plus, Club Lloyds and Lloyds Premier customers can choose from a range of Lifestyle Benefits, including 12 months of Disney+ Standard With Ads, a choice of Vue or Odeon cinema tickets, a magazine subscription, or a digital Coffee Club and Gourmet Society membership. 

Customers can also take advantage of Everyday Offers, providing cashback when shopping at select retailers and it’s easy to sign up to Save the Change® when using a debit card. The service works by rounding the spend to the nearest pound and transferring the change to a nominated savings account.

What else does Club Lloyds come with?

Club Lloyds customers can earn up to £90 in credit interest each year, when qualifying criteria is met and access exclusive offers on other products, including:

  • The Club Lloyds Monthly Saver, which pays 6.25% gross/AER interest, where customers can save between £25 and £400 each month.
  • Customers can also qualify for a discount off their initial mortgage rate.

What are the benefits of a Lloyds Premier account? 

Lloyds Premier, designed for people with income or assets over £100,000, comes with a host of exclusive benefits worth over £100 every month including: 

  • Bupa Family GP & Wellbeing subscription service: providing remote access to a range of services – from GP or nurse consultations, to physiotherapy treatment, mental health treatment and other wellbeing services. 
  • Cashback: 1% cashback on eligible debit card spending, with customers able to earn up to £10 each month. 
  • Competitive mortgage rates: 0.2% discount on residential new mortgages and remortgage rates.  
  • Savings bonuses: a bonus on the standard rate for a one-year term deposit saver. 
  • Credit interest: earn up to 3% in credit interest each year. 
  • Easy investing: ready-made investment portfolios with zero management fees for the first year. 
  • Coaching: access to appointments with Financial Coaches, empowering customers to make more informed financial decisions. 
  • Premier Planning Hub: a bespoke hub within the mobile app, offering exclusive tools including a Net Worth Calculator and Wealth Forecasting, providing a holistic view of personal finances. 

Customers must pay in £5,000 each month or have £100,000 of savings or qualifying investments with Lloyds Banking Group to be eligible for Lloyds Premier. 

The Lloyds app also makes everyday banking on the go easy – customers can access a range of features including card controls, subscription management and checking credit health with the app using the latest tech to keep customers and their money safe. 

 

 

Lloyds mobile app

Available on IOS and Android, the Lloyds mobile app is packed full of features making banking simple, fast and secure.

See all the features

 

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