Associate Director - Infrastructure & Project Finance Asset Management

JOB TITLE: 135648 Associate Director - Infrastructure & Project Finance Asset Management

SALARY: £81,999 - £103,430

LOCATIONS: Edinburgh and London

HOURS: Full-Time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week or 40% of your time at one of our offices in Edinburgh or London

About This Opportunity

At Lloyds Banking Group, we’re committed to Helping Britain Prosper and supporting the transition to a more sustainable future. Our Infrastructure & Project Finance (I&PF) Asset Management team sits within the wider Portfolio Management function of Corporate and Institutional Banking. We manage a diverse and high-profile portfolio of complex lending across sectors such as Economic Infrastructure, Renewable Energy, Net Zero Technology, Digital Infrastructure and selected Infrastructure Funds. As the UK market leader in I&PF, we play a pivotal role in delivering the Group’s 2030 growth strategy and sustainability agenda.

This is a fantastic opportunity to join a high-performing, specialist team as an Associate Director. You’ll be part of a collaborative and dynamic environment, individually managing a portfolio of ~20 clients with exposure typically in excess of £1bn. You’ll work closely with internal and external stakeholders to assess credit risk, find and execute opportunities for income growth and support critical initiatives. If you’re looking to deepen your expertise in a critical asset class and contribute to meaningful, long-term projects, we’d love to hear from you.

Key Accountabilities:

• Manage a complex portfolio of I&PF assets, ensuring credit quality and timely internal reporting of performance and risk.

• Lead on client transactions including refinances, waivers and covenant resets, working closely with Origination and Coverage teams.

• Identify and implement opportunities for capital optimisation to enhance portfolio returns.

• Monitor financial covenants, adviser reports and market developments to assess ongoing credit quality.

• Build and maintain strong relationships with clients and key stakeholders across the Group.

• Support strategic initiatives and business projects, including preparation of management information and presentations.

Why Lloyds Banking Group?

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose!

What You'll Need:

• Experience in I&PF within a financial institution and wider market knowledge.

• Validated experience in financial assessment, credit analysis or asset management.

• Ability to analyse complex information, identify risks and spot opportunities.

• Strong interpersonal skills to manage client and stakeholder relationships effectively.

• Excellent report writing and communication skills.

• Strong organisational skills with the ability to manage competing priorities.

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference? Join our journey!