Senior Lawyer - Debt Products Legal

JOB TITLE: Senior Lawyer - Debt Products Legal

SALARY: £111,809 - £131,540

LOCATION(S): Edinburgh, Bristol & Leeds

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this Opportunity

DPL supports both the product and coverage areas of Business & Commercial Banking (BCB) and Corporate & Institutional Banking (CIB). In addition, DPL provides support to the Risk Division’s Business Support Unit and Recoveries teams. Within DPL, we work in an agile way across our team and the business units and stakeholders which we support, across CIB, BCB and Restructuring.

DPL is looking for a Senior Lawyer on a permanent basis to support principally the complex lending proposition and the CIB business, particularly the Debt Solutions Group, which includes Infrastructure and Project Finance, Funds Finance, Leveraged Finance (mid and large cap) and Investment Grade lending. We operate as an agile team and there will be opportunities to engage in and influence across the wider range of activities the team supports.

This is an innovative and constantly evolving area within the Legal & Secretariat community. We love to do things differently in DPL and are ready to welcome the curious and agile to work at the heart of embedding legal risk management and delivery of BCB and CIB’s lending ambitions. Help the legal leadership team manage legal risk and develop initiatives for an agile and insightful legal team.

Specifically, this role will involve:

• providing complex lending expertise, drawing on in depth knowledge of complex syndicated and leveraged finance lending and advising on both transactions and strategic matters.

• coaching colleagues in applying legal advice in day-to-day activities to deliver effective legal risk management on both transactions and strategic matters

• establishing legal insights that improve DPL effectiveness and underpin delivery of transactions.

We will encourage you to do what is right and empower you to make the right decision. We will invest in career development plans and opportunities for you to grow and learn.

Behind the scenes, the role has variety!

Providing insightful, high-quality advice and guidance across CIB transactional and strategic matters and building effective team working with wider BCB & CIB Legal teams by leading and supporting on such strategic or thematic developments across BCB, CIB and Restructuring. Enabling effective legal risk management and governance of the wider legal risk profile.

Our lawyers operate on an agile basis and are keen to upskill and willing to support legal, regulatory or other projects across DPL (including across CIB, BCB and Restructuring) as well as wider Legal & Secretariat teams, products and businesses as appropriate.

Developing knowledge of trends within the legal market, with a specific focus on complex lending, exploring tech solutions, evolving legal services, and being able to translate this into usable insight.

Why Lloyds Banking Group?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.

What you'll need

• Bring passion for our values of putting the customer first, keeping it simple, and making a difference together. Building strong collaborative relationships across the business to achieve our strategic goals.

• Be confident in working alongside other Senior Lawyers to lead a team of lawyers using experience and insights to influence, innovate and challenge both business and technical decisions. Helping mitigate control and legal risk weakness.

• Highly motivated self-starter with ability to prioritise own workload. Leading various tasks requiring a high level of proficiency and detail.

• Representing BCB & CIB Legal at, amongst other things, CIB Risk Committees and Debt Solutions Group Governance Forums.

• Demonstrate continuous learning and self-development and awareness of market developments.

• Explore new ways of managing legal risk through automation, leveraging data and external legal advisers and industry bodies such as the LMA.

And any experience of these would be really useful

• Strong operational, legal and regulatory knowledge of commercial lending, particularly syndicated lending.

• Experience and knowledge of leveraged finance and undertaking transactions start to finish.

• Strong reviewing, drafting and negotiating skills particularly in respect of syndicated senior facilities agreements and inter creditor agreements.

• Excellent oral and written communication and interpersonal skills.

• Experience in coaching, leading and developing others.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days’ holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.