Our purpose and strategy
Our purpose is Helping Britain Prosper.
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Who we are
- About the Group
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Purpose and strategy
SustainabilitySustainability
We have an important role to play in creating a more sustainable and inclusive future.
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Heritage
Read the articleWho was Flora Murray?
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
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Sustainability
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Our people
Our benefitsOur benefits
We put you first, so you can put our customers first.
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Charities and communities
Our Foundations40 years of Foundations
Our charitable Foundations are celebrating 40 years of tackling social disadvantage and Helping Britain Prosper.
- ESG policies and downloads
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Our people
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Investors
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Annual report
2025 annual report
Our 2025 annual report will be published on Wednesday 18 February.
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Investor news
Financial calendar Financial calendarFinancial calendar
See all the key dates in the financial year.
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Shareholder information
Our investment caseWhy invest in Lloyds Banking Group?
Higher, more sustainable returns as we continue to Help Britain Prosper.
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Annual report
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Careers
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Why join us?
Explore our officesWhere we are
With hubs across the UK, there's a place for you.
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Where we are
Explore our Leeds officeLeeds
We're searching for the best talent to join us in Leeds.
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Our teams
Search for jobsTech and data roles
Join us as we explore new ideas and technologies to reshape the world of finance.
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Brands
Our brandsOur brands
Working with us gives you access to some of the UK’s household brands.
- About applying
- Early careers
- Search jobs
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Why join us?
- Contact
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About the Group
About the Group collapsed
Purpose and strategyOur purpose and strategy
Our purpose is Helping Britain Prosper.
-
Purpose and strategy
Purpose and strategy collapsed
Sustainability
Sustainability
We have an important role to play in creating a more sustainable and inclusive future.
-
Heritage
Heritage collapsed
Read the article
Who was Flora Murray?
As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
-
Our people
Our people collapsed
Our benefits
Our benefits
We put you first, so you can put our customers first.
-
Charities and communities
Charities and communities collapsed
Our Foundations
40 years of Foundations
Our charitable Foundations are celebrating 40 years of tackling social disadvantage and Helping Britain Prosper.
- ESG policies and downloads
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Annual report
Annual report collapsed
2025 annual report
Our 2025 annual report will be published on Wednesday 18 February.
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Investor news
Investor news collapsed
Financial calendar Financial calendar
Financial calendar
See all the key dates in the financial year.
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Shareholder information
Shareholder information collapsed
Our investment case
Why invest in Lloyds Banking Group?
Higher, more sustainable returns as we continue to Help Britain Prosper.
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Why join us?
Why join us? collapsed
Explore our offices
Where we are
With hubs across the UK, there's a place for you.
-
Where we are
Where we are collapsed
Explore our Leeds office
Leeds
We're searching for the best talent to join us in Leeds.
-
Our teams
Our teams collapsed
Search for jobs
Tech and data roles
Join us as we explore new ideas and technologies to reshape the world of finance.
-
Brands
Brands collapsed
Our brands
Our brands
Working with us gives you access to some of the UK’s household brands.
- About applying
- Early careers
- Search jobs
Investors
We are a leading UK-focused financial services provider offering higher, more sustainable returns for investors as we continue to Help Britain Prosper.
2025 full year financial results
"The Group demonstrated sustained strength in financial performance in 2025, including in the final quarter, with continued balance sheet and income growth, as well as strong cost discipline and credit performance. This enables total shareholder distributions of c.£3.9 billion for the year."
Charlie Nunn, Group Chief Executive
£18.30bn
Net income
(+7% YoY)
£9.76bn
Operating costs
(+3% YoY)
£4.76bn
Statutory profit after tax
(+6% YoY)
5% / 3%
Loan / deposit growth
(£22.0bn lending growth / £13.8 bn deposit growth)
12.9%
Return on tangible equity
(14.8% excl Q3 motor charge)
£3.9bn
Total capital return
(3.65p total dividend per share and £1.75bn buyback)
Investor highlights and events
2025 full year results
Our 2025 results were presented by Charlie Nunn, Group Chief Executive and William Chalmers, Chief Financial Officer, on Thursday 29 January.
Bank on Lloyds: shaping the future of finance
Charlie Nunn, Group Chief Executive, reflects on Lloyds Banking Group’s delivery of the largest digital transformation in UK financial services.
Why invest in Lloyds Banking Group?
We're a leading UK-based financial services group. Find out all you need to know about our strategic vision, how we create value and what sets us apart.
2025 annual report: due 18 February
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance. The 2025 report will be published on Wednesday 18 February.
Group expects over £100m in value from next‑gen AI in 2026
Generative AI delivered around £50 million of value for Lloyds Banking Group in 2025, with more than £100 million expected this year as the Group extends its AI leadership position.
Delivering for customers and investors
Charlie Nunn on our 2025 full year results
Charlie Nunn, Group Chief Executive, on our financial results, strategic progress and forecast for the year ahead – along with the steps we're taking to support customers, businesses and communities across the UK and the outlook for shareholders including capital returns, dividends and share buybacks.
2025 annual report and accounts
Our 2025 annual report will be published on Wednesday 18 February.
Key information for investors
Purpose and strategy
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
Sustainability
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
Group Executive Committee
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Contact us
Who to contact for institutional and private investor information and queries.
Shareholder information
Switch to digital communications
Dividend performance over time
Share price
Share price feeds and downloads for the London and New York Stock Exchanges.
News and insight
The latest updates and opinions from across the Group.
Group announces £2 billion of trade finance to support SMEs trade abroad
26 Jan 2026 | Lloyds Banking Group
Lloyds has announced that it will make up to £2 billion of trade finance available to support growth for SMEs and mid-corporate exporters, allowing them to invest, scale and expand into international markets.
2026: The year of Agentic AI, and a new era for finance
21 Jan 2026 | Rohit Dhawan
Agentic AI is transforming finance in 2026. Discover how Lloyds Banking Group is leading with autonomous AI systems that enhance customer experience, operations, and innovation.
Lloyds and Archax complete UK’s first public blockchain transaction
7 Jan 2026 | Lloyds
Lloyds has completed the first transaction of digital assets using Tokenised Deposits – a landmark for digital finance.