2025 Q3 financial results

"Our strategic progress, combined with robust financial performance, gives us confidence in our performance for the year and our 2026 guidance."  

 Charlie Nunn, Group Chief Executive

£13.6bn

Net income

(+6% YoY)

£7.2bn

Operating costs

(+3% YoY)

0.18%

Asset quality ratio

(FY2025 guidance of c.0.20%)

£3.3bn

Statutory profit after tax

(inc. motor charge of £800m)

4% / 3%

YTD loan / deposit growth

11.9%

Return on tangible equity

(inc. motor charge of £800m)

Delivering for customers and investors

Launching the UK’s first agentic AI financial assistant

6 Nov 2025 | Helen Bierton and Rohit Dhawan

With over 21 million mobile app customers, we recognise that the way people interact with their money has changed.

Read the article

Annual report and accounts 2024

Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.

Annual report highlights

Key information for investors

Purpose and strategy

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee
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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

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Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

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News and insight


The latest updates and opinions from across the Group.

Group commits another £1bn to help people onto housing ladder

26 Nov 2025 | Lloyds Banking Group

Lloyds Banking Group will make a further £1 billion of lending available to first-time buyers by reducing the minimum household income required for First Time Buyer Boost, meaning even more people can borrow up to 5.5x their income.

Read press release

Why do women retire with less money than men?

18 Nov 2025 | Jill Henderson 

Women face a 32% gender pension gap driven by career breaks, childcare responsibilities and lower investment confidence.

Jill Henderson reflects on the findings of the latest Scottish Widows Women and Retirement Report, which looks at the unique challenges women face as they plan for retirement.

Read Jill's article

Industry-leading farming report helps clients tackle climate and nature risk

16 Oct 2025 | Lloyds Banking Group

Our report is the most comprehensive analysis of its kind, mapping almost a third of the UK’s farmed land using geospatial data, on-farm assessments and new economic insight.

Read press release