Our purpose and strategy
Our purpose is Helping Britain Prosper.
We are a leading UK-focused financial services provider offering higher, more sustainable returns for investors as we continue to Help Britain Prosper.
"Our strategic progress, combined with robust financial performance, gives us confidence in our performance for the year and our 2026 guidance."
Charlie Nunn, Group Chief Executive
£13.6bn
Net income
(+6% YoY)
£7.2bn
Operating costs
(+3% YoY)
0.18%
Asset quality ratio
(FY2025 guidance of c.0.20%)
£3.3bn
Statutory profit after tax
(inc. motor charge of £800m)
4% / 3%
YTD loan / deposit growth
11.9%
Return on tangible equity
(inc. motor charge of £800m)
6 Nov 2025 | Helen Bierton and Rohit Dhawan
With over 21 million mobile app customers, we recognise that the way people interact with their money has changed.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
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Dividend performance over time
Share price feeds and downloads for the London and New York Stock Exchanges.
The latest updates and opinions from across the Group.
26 Nov 2025 | Lloyds Banking Group
Lloyds Banking Group will make a further £1 billion of lending available to first-time buyers by reducing the minimum household income required for First Time Buyer Boost, meaning even more people can borrow up to 5.5x their income.
18 Nov 2025 | Jill Henderson
Women face a 32% gender pension gap driven by career breaks, childcare responsibilities and lower investment confidence.
Jill Henderson reflects on the findings of the latest Scottish Widows Women and Retirement Report, which looks at the unique challenges women face as they plan for retirement.
16 Oct 2025 | Lloyds Banking Group
Our report is the most comprehensive analysis of its kind, mapping almost a third of the UK’s farmed land using geospatial data, on-farm assessments and new economic insight.