2025 Q3 results documents

2025 Q3 results highlights


"Our strategic progress, combined with robust financial performance, gives us confidence in our performance for the year and our 2026 guidance."  

 
Charlie Nunn, Group Chief Executive

£13.6bn

Net income

(+6% YoY)

£7.2bn

Operating costs

(+3% YoY)

0.18%

Asset quality ratio

(FY2025 guidance of c.0.20%)

£3.3bn

Statutory profit after tax

(inc. motor charge of £800m)

4% / 3%

YTD loan / deposit growth

11.9%

Return on tangible equity

(inc. motor charge of £800m)

Delivering for customers and investors

How tech continues to transform mobile banking

15 Sept 2025 | Jasjyot Singh

Discover how we're transforming mobile banking through innovation, AI-powered support and seamless digital experiences.

Read Jas's article

Annual report and accounts 2024

Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.

Annual report highlights

Key information for investors

Purpose and strategy

Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

Group Executive Committee

The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.

Meet the Committee
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Contact us

Who to contact for institutional and private investor information and queries.

Get in touch

Shareholder information

Switch to digital communications

Dividend performance over time

Shareholder services

Financial calendar

Share price

Share price feeds and downloads for the London and New York Stock Exchanges.

View share price

News and insight


The latest updates and opinions from across the Group.

Group scales adoption of Microsoft 365 Copilot to supercharge AI transformation

21 October 2025 | Lloyds Banking Group

As part of our transformation journey we're setting a new standard in AI adoption in financial services, successfully scaling AI deployment supported by robust safeguards.

Read press release

Industry-leading farming report helps clients tackle climate and nature risk

16 October 2025 | Lloyds Banking Group

Our report is the most comprehensive analysis of its kind, mapping almost a third of the UK’s farmed land using geospatial data, on-farm assessments and new economic insight.

Read press release

How tech continues to transform mobile banking

15 Sept 2025 | Jasjyot Singh, CEO of Consumer Relationships 

Discover how Lloyds Banking Group is transforming mobile banking through innovation, AI-powered support and seamless digital experiences, empowering millions of users across the UK to manage their finances anytime, anywhere.

Read Jas's article