Future-proofing the workforce: why evolving skills matter more than ever
We explore why evolving skills, AI literacy, and lifelong learning are essential to thrive in the future of work.
"In the first quarter of 2025, the Group delivered sustained strength in financial performance. In particular, net income continues to grow, following the upward trajectory established in the second half of last year. We maintained our cost discipline and asset quality remains resilient. We remain confident in our 2025 and 2026 guidance.”
Charlie Nunn, Group Chief Executive
£1.1bn
Statutory profit after tax
£4.4bn
Net income
£2.6bn
Operating costs
12.6%
Return on tangible equity
54.4p
Tangible net asset value per share
13.5%
CET1 ratio
Artificial Intelligence (AI) will revolutionise the financial services industry over the coming decade – impacting everything from customer experience to administrative operations.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
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Dividend performance over time
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The latest updates and opinions from across the Group.
We explore why evolving skills, AI literacy, and lifelong learning are essential to thrive in the future of work.
Discover how removing barriers for Disabled entrepreneurs could unlock £230 billion for the UK economy. Learn about the challenges they face, the initiatives driving change, and how Lloyds Banking Group is championing inclusive entrepreneurship through the Lilac Review and beyond.
Explore how Lloyds Premier is revolutionising financial management for mass affluent customers with incomes of £100k+. Discover personalised, mobile-first banking solutions designed to simplify complex financial decisions, offer expert guidance, and provide exclusive rewards.