Our purpose and strategy
Our purpose is Helping Britain Prosper.
"Our strategic progress, combined with robust financial performance, gives us confidence in our performance for the year and our 2026 guidance."
Charlie Nunn, Group Chief Executive
£13.6bn
Net income
(+6% YoY)
£7.2bn
Operating costs
(+3% YoY)
0.18%
Asset quality ratio
(FY2025 guidance of c.0.20%)
£3.3bn
Statutory profit after tax
(inc. motor charge of £800m)
4% / 3%
YTD loan / deposit growth
11.9%
Return on tangible equity
(inc. motor charge of £800m)
15 Sept 2025 | Jasjyot Singh
Discover how we're transforming mobile banking through innovation, AI-powered support and seamless digital experiences.
Our annual report provides disclosures relating to our strategic, financial, operational, environmental and social performance.
Our purpose is Helping Britain Prosper. We do this by creating a more sustainable and inclusive future for people and business, shaping finance as a force for good.
We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.
The Group Executive Committee reports to the Group Chief Executive and is responsible for delivering our vision across different parts of the business.
Who to contact for institutional and private investor information and queries.
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Dividend performance over time
Share price feeds and downloads for the London and New York Stock Exchanges.
The latest updates and opinions from across the Group.
21 October 2025 | Lloyds Banking Group
As part of our transformation journey we're setting a new standard in AI adoption in financial services, successfully scaling AI deployment supported by robust safeguards.
16 October 2025 | Lloyds Banking Group
Our report is the most comprehensive analysis of its kind, mapping almost a third of the UK’s farmed land using geospatial data, on-farm assessments and new economic insight.
15 Sept 2025 | Jasjyot Singh, CEO of Consumer Relationships
Discover how Lloyds Banking Group is transforming mobile banking through innovation, AI-powered support and seamless digital experiences, empowering millions of users across the UK to manage their finances anytime, anywhere.