Public affairs and policy
We seek to address risks and opportunities emerging from legislation, regulation and wider political activity in the interests of our customers, colleagues and shareholders.

With millions of retail and commercial customers across a range of historic brands, providing banking, insurance and other financial services, we are often approached by politicians and other policy-makers to provide our views and help shape public policy.
We also seek to address risks and opportunities emerging from legislation, regulation and wider political activity in order to serve the interests of our customers, colleagues and shareholders.
We do that by engaging with elected representatives at every level, including Parliament, the devolved institutions and local government, as well as civil servants, regulators, trade associations and think tanks, and we do so in a way that is consistent with our values and that meets the expectations of society.

Constituency insight
We publish regular factsheets for all 650 UK parliamentary constituencies which provide information about our presence and activity in each constituency, economic statistics and details of our responsible business agenda in the local community.
Policy briefings and articles

Research
We develop research – and work with external bodies to conduct research – to inform public policy debates. This includes:
- Reviving regions: empowering places to revive and thrive (CBI, 2020) (PDF, 1.9MB)
- Economic justice and the future of UK payments (IPPR, 2020) (PDF, 454KB)
- Helping Britain save for the future (Scottish Widows, 2019) (PDF, 2.8MB)
- Retirement report – the future of retirement (Scottish Widows, 2019) (PDF, 2.06MB)
- Women and retirement report (Scottish Widows, 2019) (PDF, 2MB)
Agencies
We retain the services of a number public affairs agencies for the purposes of political monitoring and/or strategic advice.
The agencies we work with are members of the Public Relations and Communications Association (PRCA), and the services provided are recorded on the PRCA’s Public Affairs Register.
The activities of other organisations and agencies which provide strategic advice and lobbying are recorded by the Office of the Registrar of Consultant Lobbyists.
Trade associations
We are a member of various trade associations which seek to represent their members and shape the banking industry’s or financial services sector’s collective response to regulatory and public policy issues. The main associations in which we participate are listed below:
Group Ambassador Programme
Our Ambassadors are senior leaders from across the Group who represent us in all the regions and nations of the UK. Their role is to help us better understand the specific needs and interests of the places they represent and make sure we are doing what we can to support their region or nation.
They engage with politicians, business leaders, local authorities and charities – among others – to raise awareness about the Group’s activity in the region or nation, and to discuss how we can work together to help the communities and businesses of the UK recover – and prosper.

Vacant    Â
Â
East
Â









Political donations and expenditure
Political donations and expenditure are governed by legislation with which we and our employees must comply. It is our policy not to make political donations to, or campaign on behalf of, any political party in any country.
The Companies Act 2006 sets out what constitutes political donations and expenditure. The definitions are drawn widely and may cover activities that are an accepted part of engaging with our stakeholders but are not designed to support any political party or to influence public support for any political party. As such, at each Lloyds Banking Group Annual General Meeting we seek authority from shareholders to incur political expenditure up to a predetermined limit. This authority is a precautionary measure to ensure that we can continue to support our communities and put forward our views without inadvertently breaching the legislation.
The Lobbying (Scotland) Act 2016
The Act provides a definition of ‘regulated lobbying’ and requires that anyone who engages in regulated lobbying records details of their activities on the official Lobbying Register of the Scottish Parliament. The website of the Lobbying Register offers a searchable record of our entries.
News and insight
The latest updates and opinions from across the Group

Tackling the skills shortage in the UK property sector
Find out how the skills shortage in the housing sector is affecting the number of genuinely affordable properties being built.

Q3 interim management statement
Our Q3 interim management statement was presented by William Chalmers, Chief Financial Officer, on 25 October. Watch the presentation webcast and download key documents.
What can we do to reduce the disability pensions gap?
More than half (51%) of disabled people aren’t saving enough to afford an adequate lifestyle in retirement.
More news and insight
Popular topics you might be interested in
Sustainability Diversity Supporting business Housing Pensions Investment