Our purpose and strategy
Our purpose is Helping Britain Prosper.
          
        Our purpose is Helping Britain Prosper.
          
        We have an important role to play in creating a more sustainable and inclusive future.
  
          
        Lloyds Banking Group incorporates many household names.
          
        As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
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We demonstrate that sustainable farming is not only environmentally imperative, but commercially viable.
          
        We put you first, so you can put our customers first.
          
        Our charitable Foundations are celebrating 40 years of tackling social disadvantage and Helping Britain Prosper.
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        Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
          
        See all the key dates in the financial year.
          
        Higher, more sustainable returns as we continue to Help Britain Prosper.
Information and key documents for the wide range of securities issued by Lloyds Banking Group and its entities.
Lloyds Premier, a new bank account from the UK’s biggest bank, is now available - bringing together the best in financial perks and premium lifestyle services, designed for people with income or assets over £100,000.
Digital transformation is shaping the future of finance, with AI-driven features and app enhancements.
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        Build something that changes everything. Join us as we explore new ideas and technologies to reshape the world of finance.
          
        Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.
  
          
        Lloyds Banking Group is best known for its portfolio of financial services brands.
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        Our purpose is Helping Britain Prosper.
          
        We have an important role to play in creating a more sustainable and inclusive future.
  
          
        Lloyds Banking Group incorporates many household names.
          
        As with all necessary struggles it’s often the actions of brilliant and tenacious individuals that create lasting change.
We demonstrate that sustainable farming is not only environmentally imperative, but commercially viable.
          
        We put you first, so you can put our customers first.
          
        Our charitable Foundations are celebrating 40 years of tackling social disadvantage and Helping Britain Prosper.
  
          
        Disclosures relating to our strategic, financial, operational, environmental and social performance.
Latest and archived results for Lloyds Banking Group and its main subsidiaries.
          
        See all the key dates in the financial year.
          
        Higher, more sustainable returns as we continue to Help Britain Prosper.
Information and key documents for the wide range of securities issued by Lloyds Banking Group and its entities.
Lloyds Premier, a new bank account from the UK’s biggest bank, is now available - bringing together the best in financial perks and premium lifestyle services, designed for people with income or assets over £100,000.
Digital transformation is shaping the future of finance, with AI-driven features and app enhancements.
          
        Build something that changes everything. Join us as we explore new ideas and technologies to reshape the world of finance.
          
        Dan is a Lead Software Engineer in the Group's devices lab, with a lifelong career in app development and AI.
  
          
        Lloyds Banking Group is best known for its portfolio of financial services brands.
Learn more about flexible working.
So, what’s the job?
An opportunity has arisen to work in the Financial Institutions (FI) Credit team in Commercial Banking Risk. We need to expand our team looking after Asset Managers and Hedge Funds in line with growth in our Financial Markets business. In Credit Risk we're here to support our business in achieving its goals whilst protecting the bank from loss. In Financial Institutions we work with clients from insurance companies to banks, from pension funds to governments.
Your new team handles a variety of funds (pension schemes, for example); wealth managers; and governments from around the world. As a relatively small team everyone who joins is crucial so your expertise will be invaluable. While hedge funds and asset managers will be your main focus, there are opportunities to use your current skills, and expand them, to support your wider team.
Our team has daily interactions with Sales, relationship managers, Legal and Onboarding. Looking after these relationships is essential to our team’s efficiency given the volume of clients we look after. We also submit reviews and present to senior sanctioners, the Chief Credit Officer and other senior executives. As a close-knit team, we rely on each other to a significant degree and have built a supportive environment. Personal development is encouraged and supported.
You'll also need the ability to set credit risk appetite, ensuring it is well communicated to stakeholders while actively running a portfolio of counterparts, reviewing counterparty limits, ratings, and portfolio concentrations to ensure they are accurate and in-line with a constantly evolving credit risk environment.
Being a Credit Officer is a demanding role, with a need to understand important and thought-provoking requests while giving clear and effective communication to colleagues. We're looking for someone who is keen to contribute to our unique FI Credit culture which is at the heart of our efforts to support one another.
So, who are you?
You have existing risk management experience of hedge funds and can demonstrate proven credit analysis skills and an ability to learn and develop quickly. You have well-developed communication and influencing skills. You're happy to challenge the status quo and are comfortable making and explaining decisions. You're able to handle conflicting demands whilst delivering on time.
We also offer a wide-ranging benefits package, which includes:
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
If you'd like reasonable adjustments to our recruitment process, just let us know. This is a once in a career opportunity to help shape your future as well as ours.
Join us and grow with purpose!
Can't find the role you want right now?
By joining our Talent Community your profile will be visible to our recruitment teams, who are constantly looking to match outstanding talent with our current and future opportunities. Just complete the short form and we’ll be able to keep you up to date.
  
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.