Associate Director- CRE Origination and Structuring, Real Estate and Housing

  • Location
    London
  • End date
    Saturday 04 April 2026
  • Job type
    Permanent
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Posted date

Posted 3 days ago

Job ID

145504

Agile Working Options

Job Share; Hybrid Working

Job description

JOB TITLE: Associate Director- CRE Origination and Structuring, Real Estate and Housing

LOCATION: London

HOURS: Full Time

WORKING PATTERN: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office.

About this opportunity

Are you a highly motivated, organised individual who is keen to develop their debt structuring skills within the Real Estate client base? If so, we have a great opportunity for an Associate Director to join our team.

We're a market leading provider of commercial real estate finance and our team delivers efficiently structured solutions to domestic and international private equity, insurance, pension, sovereign wealth, family office sponsors and listed companiesas well as privately owned companies, that are tailored to their investment objectives across investment and development facilities.

Key Accountabilities:

  • Work alongside the Structuring Directors and will be tasked with a key support role in the management of relationships across the spectrum of Real Estate clients, working with associates to structure debt transactions from initial information provided to achieve an acceptable level of profit, risk and return in line with agreed business plan
  • Work closely and proactively with the Relationship team to lead origination efforts where required, to generate a pipeline of opportunities through proactive client and target engagement with the Relationship team. This includes helping to pitch for business and developing prospect leads and introductions, as well as handling key existing client relationships
  • Prepare financial models to a high standard, ensuring complete numeric accuracy, appropriate selection of inputs and stress testing. Ensure all risks are identified and fully understood
  • Prepare term sheets to a high standard, ensuring complete accuracy and completeness of structure to mitigate risk to a level reflective of return
  • Assess and structure new business proposals to minimise risks, and prepare high quality Credit / Investment papers for the consideration of internal partners
  • Determine optimum distribution solutions, working with the Real Estate Capital Markets division, in order to maximise returns and deliver best pricing to clients
  • Negotiate commercial terms and conditions of credit facilities after consulting with all relevant internal and external parties and prepare required proposals and lead calls with professionals and clients for non-critical matters in the closing process

What we need from you?

  • Strong excel and financial cashflow modelling skills as well as ability to stress test client business plan projections.
  • Excellent relationship management skills with a proven background working in real estate finance
  • Excellent written skills with the ability to prepare concise and accurate Credit / Investment Committee papers.
  • Ability to manage internal and external customers to deliver to tight client timescales.

About working for us!

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!

Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Think all banks are the same? You'd be wrong.

We're a fast paced, forward thinking business that's shaping finance as a force for good.
A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

Benefits that work for you

Our benefits are designed to support you both in and out of work. We offer a competitive pay and benefits package including health insurance, pension, holiday allowance, family leave and flexible working. 

Benefits

Development and progression

With us, your development is a priority, and we’ll ensure you have the right tools to grow and learn.

Development and progression

Our offices

Our newly renovated offices boast state-of-the-art tech and top-class facilities to help colleagues to connect, collaborate and thrive in an environment so they can do their best work for our customers. 

Our offices

A talent community for you

Not ready to apply for anything just yet? Don't worry, join our talent community. We're matching amazing people to new opportunities every single day.
 

Join our talent community

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.