A blueprint for disability and neuro-inclusion

Jasjyot Singh, OBE

CEO, Consumer Lending

Jas's profile

Rachel Osikoya

Director of Diversity, Equity & Inclusion

Rachel's profile

At a glance:

  • We're leading the way in disability and neuro‑inclusion, with industry‑first commitments and award‑winning progress across colleague representation, workplace accessibility and inclusive design.
  • Meaningful change is driven by data and lived experience, with disability data sharing rising from 24.7% to 66.7% and a continued focus on ensuring our workforce reflects the 24% of people in the UK with a disability.
  • Empowering colleagues through inclusive training and development, with over 47,000 colleagues completing our ‘This is Me’ programme and tailored career and mentoring support for disabled and neurodivergent colleagues.
  • Delivering accessible products, services and workplaces, from expanding Changing Places facilities and inclusive office design to pioneering accessible digital experiences and supporting disabled entrepreneurs across the UK.

At Lloyds Banking Group, we want to be the best-in-class leader in disability and neuro-inclusion. It’s important for us to reflect our customers and the society in which we operate, especially given our scale and reach. With that in mind, we’re committed to creating an inclusive workplace – where our colleagues enjoy coming to work, can be themselves and thrive.  

After all, evidence suggests that a diverse workforce that reflects the communities we serve leads to better decision making, and ensures our products and services meet the needs of all our customers. 

Reviewing our progress on our 2023 commitments: what have we achieved so far? 

In April 2023, we were the first UK financial services company to make a public commitment for representation of senior colleagues with disabilities. We exceeded our original 12% ambition, reaching 19% representation by end of 2025. 

Driving a disability and neuro-inclusive organisation requires a clear strategy, with multiple initiatives that deliver tangible results. To achieve this ambition, we’re committed to improve the working environment for colleagues with disabilities. This includes making recruitment more accessible and inclusive; supporting career development; improving workspace and technology accessibility; upskilling colleagues to reduce stigma; and championing the disability community beyond our organisation.  

We’re proud to be recognised for our progress in supporting people with disabilities. In 2023, the Business Disability Forum awarded us their Gold Standard Benchmark and we were re-awarded Disability Confident Leader status by the Department for Work and Pensions.  

Our commitment to neurodiversity was also honoured globally at the 2025 Davos Neurodiversity Summit, where we received the Impact Award for Corporate Leadership in Neuro-inclusion.  

While these benchmarks are valuable, we continually strive for excellence by listening to our colleagues and customers with lived experience, helping us to learn and improve.

Understanding our colleagues and representing the customers and communities we serve 

We encourage our colleagues to share their disability data with us to build an accurate picture of the diversity within our organisation as we strive for greater representation.  

An estimated 24% of the UK population have a disability, so it’s important that as an organisation we ensure that our products and services are tailored and inclusive of the needs of all our customers. 

Since launching our ambition, we’ve had a significant uplift in colleagues sharing their disability data with us. This has increased from 24.7% in March 2023 to 66.7% at the end of 2025.  Reaching 80% disability data sharing remains a key focus for 2026. 

Upskilling our colleagues 

We recognise there’s more to be done to enhance the experience of our colleagues with disabilities and neurodivergent conditions, aiming to create an environment where everyone can succeed. 

In September 2024, we rolled-out an upskill programme for all our colleagues, line managers and leaders focused on disability and neuro-inclusion called ‘This is Me’. This included: an immersive leadership session, an interactive e-module, line manager workshops (delivered in partnership with the Business Disability Forum), and a toolkit to provide in the moment guidance.  

Over 47,000 colleagues have now completed this, achieving our 80% completion ambition by the end of 2025 which we hope to maintain moving forwards, as the programme plays a pivotal role in building a more disability- and neuro-inclusive organisation, driving better outcomes for our colleagues, customers and communities.  

Our colleagues with lived experience of disability and neurodiversity have played a key role by providing input on design, content and functionality. For the first time, we have included an inbuilt text reader, zoom functionality, a British Sign Language interpreter and audio narration as part of an e-module. And we hope this will pave the way for future design at the Group.

Feedback has been overwhelmingly positive from our colleagues. Many have highlighted the accessibility of the training, the powerful impact of real colleague stories and how the programme has made them rethink how they can be more inclusive on a daily basis. 

But our ambition doesn't end there. We’re committed to driving disability and neuro-inclusion beyond our organisation to help Britain prosper. That’s why we’ve launched a public version of the module, accessible to individuals, business owners, and organisations. It’s fantastic that almost 3,000 people have completed the module and are benefitting from the training. For us, this was about giving our people and other businesses, the knowledge and tools to confidently discuss disability and neurodiversity, fostering true cultural and behavioural change. 

In April 2023, we spoke publicly about our ambition to double the representation of senior colleagues with disabilities – the first such public commitment by a financial services organisation.

Jasjyot Singh & Rachel Osikoya

Helping our colleagues and future talent to thrive  

We’re continuing to provide a development programme to enhance the personal and career capabilities of our colleagues with disabilities and neurodivergent conditions. Due to its success, we’ll also continue our circular mentoring scheme, creating an opportunity for our senior leaders to enhance their understanding, whilst enabling opportunities for colleagues with disabilities and neurodivergent conditions who are confident and ready to advance their careers. 

Creating accessible buildings and workplaces 

Creating an inclusive workplace means ensuring our buildings are welcoming, functional and supportive for all colleagues. In 2022, we became the first bank to open a Changing Places facility, available to our colleagues, customers and the public, at our Old Broad Street office in London. Now we have eight facilities (seven of which are available to the public) and will install these in all our key office locations, wherever possible.

These larger-than-standard toilet facilities provide a hygienic space for colleagues with disabilities and their carers. They are wheelchair accessible and include a height-adjustable changing bench and wash basin, ceiling track hoist, privacy screen, and shower. 

Our new flagship offices in Halifax, Leeds, Manchester, and Old Broad Street (London) represent a major shift in our design and occupancy strategy, aiming to enhance the experience for all colleagues. The innovative spatial strategy, featuring specific acoustic treatments, caters to diverse working styles and needs.

This can be of particular benefit to our colleagues with neurodivergent conditions as well as our d/Deaf colleagues and those with visual impairments, who can now access a choice of workspaces to suit differing work styles, minimising ambient and visual noise, optimising natural light, and ensuring layout and sensory consistency across sites.  

Our employee resource group 

‘Access’ is our network for colleagues with disabilities, long-term health conditions, neurodivergent conditions or allies. Access aims to raise awareness, upskill and support colleagues and line managers as well as reduce stigma.  

Within the Access network, we also have several specific communities to bring together colleagues and allies.   

We have an established neurodiversity community, with several colleague-led squads who have set up multiple regional neurodiversity hubs, dedicated resources to support parents of neurodivergent children, and delivered engagement initiatives, including Neurodiversity Celebration Week.   

We also have an established d/Deaf Culture Club to increase understanding and allyship and bring together d/Deaf colleagues across the Group. By sharing lived experiences and insight about d/Deaf culture, our colleagues are better able to better understand and support our d/Deaf customers and design products and services for their needs. The d/Deaf Culture Club have also supported the design and delivery of a new training module by providing insights on incorporating BSL. 

"A hugely important step on the way to an inclusive workplace is ensuring all our buildings are fit for purpose and are spaces where colleagues feel welcomed, valued and able to thrive." 

Shaping a more inclusive society 

We have an important role in helping shape an economy that is more representative of the society in which we serve and operate in, and we are proud of our work in the community.   

In 2023, in partnership with Small Business Britain, we produced our Disability and Entrepreneurship Report, which reflected the views of 500 disabled entrepreneurs from across the UK. This report revealed that 84% of entrepreneurs with a disability or neurodivergent condition do not feel they have equal access to opportunities and resources. In response, we’ve committed to driving meaningful change to support disabled-led businesses, signified by our Steering Board membership of the government-backed Lilac Review and becoming a founding signatory of the Disability Finance Code for Entrepreneurship.  

The Disability Finance Code for Entrepreneurship (DFCE) is a groundbreaking initiative committed to the principles of inclusive design, comprehensive support for Disabled founders, promoting success stories, and ensuring representation within our workforce. All of which are essential in creating a genuinely inclusive financial environment.

We have been listening and learning from the Lilac Review and the Code, creating tailored initiatives such as our Disabled Entrepreneurs Hub, a mentoring programme, networking opportunities, educational masterclasses and our headline partnership of Naidex. These initiatives are designed to provide the necessary support and resources to help Disabled entrepreneurs succeed. 

Inclusive products and services for our customers 

For our customers, we want to be the trusted market leader in accessible and inclusive products, services, and experiences.  

We are also working in partnership with Signly to roll out British Sign Language translations across all of our web pages. Customers can also request for a page to be prioritised as part of this programme. We’re also expanding our support for building digital literacy, with remote training sessions, that will enable customers who are unable, or find leaving home challenging, to still be able to upskill and utilise our accessible digital solutions.   

In 2024, we were the first UK business to achieve the Money and Mental Health Policy Institute ‘Advanced rating’. This reflects our work to ensure our products and services are accessible for customers with mental health conditions. And we provide bespoke accessible formats tailored to suit the individual needs of a customer. Our Digital Helpline is accessible and provides BSL translation and speech to text services for customers who are d/Deaf.  

Working with the Royal National Institute of Blind People (RNIB), we’ve been able to provide a broad range of accessible format provisions. We now also work with Citizen’s Advice to directly refer customers to additional advice services.   

Allowing family members read-only access to finances to support a customer who may need reassurance with managing their finances, whilst retaining independence.  

Additionally, we work with not-for-profit organisation, Digital Accessibility Centre (DAC), to check our websites and apps are accessible for all our customers. As a result of this work, we recently incorporated ‘Recite Me’ to our corporate website – an online accessibility tool that allows users with disabilities and neurodivergent conditions to customise our content in a way that works for them, including providing a screen reader, styling and customisation and reading aids. 

As part of our suite of Inclusive Design & Delivery tools, we have created an ‘Inclusive Design Panel’, made up of people with lived experience of a variety of vulnerable circumstances (our ‘lived experts’), alongside experts from charities and support organisations. The panel review, test, critique and provide ideas on different products on a monthly basis.  

Looking ahead  

Whilst we are proud of our work to date, we continue to challenge ourselves and strive for excellence to ensure that disability and neuro-inclusion is core to our ways of working.  

This needs to show up through our behaviours, decision making, language and the way we support our teams. Getting this right is at the heart of helping Britain prosper – a more inclusive society is a more prosperous society, and a diverse business is a better business.  

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